Accident without police - Do I always have to call the police?
Do I have to call the police after a road accident? You must call the police if the accident has caused personal injury (e.g. injuries) or major damage to property. You are not obliged to call the police in the event of minor damage, for example small scratches on the car. However, it could still be a good idea. We explain in [...]
Glasses or smartphone broken after an accident. What to do?
Germany has 2.6 million road accidents recorded by the police every year. Accidents can also result not only in damage to the car itself, but also to personal items such as glasses or smartphones. But who covers the costs of the damage? We clarify this for you. Does the insurance company reimburse broken items after a road accident? [...]
5 tips on registration and deregistration costs after an accident
On average, there is a crash on German roads every 13 seconds. If your vehicle is a total loss after an accident, you often only have the option of selling or scrapping the damaged car. A new car is then needed. You have to pay a fee to register and deregister the vehicle. These costs can be covered by the [...]
Stall fees after a road accident - who pays?
A car cannot always be repaired immediately after an accident. If an accident-damaged car is parked on a garage site, the garage can charge the corresponding demurrage fees. But who bears the costs for the garage's demurrage charges? We explain what you need to be aware of. On the garage site for longer than necessary? It is normally assumed that [...]
Questionnaire from the opposing insurance company - why you don't have to deal with it
After the accident, the question of who was at fault seemed to be clear. Now an accident questionnaire from the insurance company suddenly appears on your desk. You are asked to provide information again... Do you really have to fill it in? What are the consequences of this information? In fact, filling out such questionnaires regularly has bad effects with good intentions. How to avoid them [...]
Fictitious settlement - having accident damage paid out
The liability insurance of the person responsible for the accident must pay for the repair costs of the injured party in accordance with Section 249 of the German Civil Code (BGB). But what if you don't want to have your car repaired at all? We will be happy to help you with this question and explain everything you need to know about "fictitious settlement" in this guide. Fictitious settlement: The accident damage [...]
The other party in the accident wants to pay for the damage themselves - should I agree?
You have accident damage and the person responsible for the accident contacts you with the suggestion: "I'll pay for it myself, let's keep the insurance company out of it." In retrospect, our customers are always particularly grateful when we save them from this. In this guide, we explain whether you should agree to the other party paying for the accident damage yourself and what [...]
Bicycle accident - important steps and compensation
Unfortunately, a bicycle accident often ends with injuries. The cyclist has no crumple zone. Added to this are inadequate cycle route infrastructure, excessive speed of other road users or confusing intersections. In this guide, we explain what you need to bear in mind after a cycling accident and how you can claim damages such as compensation for pain and suffering and loss of earnings. Bicycle accident - What to do? [...]
Calculating depreciation after an accident - how it works
Are you the victim of a road accident? Then you have the right to be reimbursed for your damage. This includes not only the repair of your car, but also the reduction in value. You can find out how to calculate the loss in value of the car involved in the accident here. The car is repaired 1A and still loses value An accident - whether only [...]
Step-by-step: claims settlement procedure after an accident
Nobody expects to have a road accident. And yet this unwanted special situation happens to around 5 million of us every year. For most of those affected, the feverish search for information on how to deal with the accident begins: Who do I have to inform and in what order? Who has to pay what and when? Which documents do I get where? [...]