5 questions about the expert opinion after an accident explained - What the insurance company pays
The following applies after road accidents: without an exact assessment of the damage, there can be no proper settlement and reimbursement. A motor vehicle expert examines and assesses the damage to the vehicle caused by an accident and documents the situation in an expert report. In our guide, we explain when you need an expert report and what else you need to know. When [...]
Accident due to parking offence - claims & compensation
After an accident, the liability insurance of the person responsible for the accident usually pays the damages incurred by the injured party. But what happens if the accident occurs because someone has parked incorrectly? In our guide, we explain how the question of fault is distributed in the event of a wrong-way parking accident. We also show you what you need to bear in mind if your wrongly parked vehicle [...]
Accident with a leased vehicle - what you need to bear in mind
The way we buy a new car has changed dramatically in recent years. Whereas grandpa and grandma used to save up for a fresh new car for what felt like an eternity, today people lease for all they're worth. However, the new rules of vehicle procurement also raise new questions about insurance and claims settlement. An accident with a leased car [...]
Taking the right of way and causing an accident - question of fault & consequences
There are many reasons for failing to give way: you may have overlooked a traffic sign when turning or thought you saw a certain traffic sign. Overlooking other road users can also quickly result in a failure to give way. In our guide, you can find out what a driver who has violated right of way and caused an accident can expect and [...]
Accident abroad - What do I have to do?
The last thing you need on a well-deserved holiday is a car accident. This is all the more true if you are travelling abroad and now have to deal with the challenges of an accident in a foreign country. However, if you are well prepared in advance, you can still enjoy your holiday even after a crash. Which telephone numbers and documents for [...]
Accident with motorhome - There are a few things to bear in mind!
The global motorhome market has been booming like never before in recent years. More and more people love the independence of this type of travelling. But do you know what to do in the event of a motorhome accident? In our guide, we explain how to behave correctly after a motorhome accident and what you need to know as the injured party [...]
Accident with a police car - Who is to blame for the road accident?
The approximately 22,500 police vehicles are special road users. In the fulfilment of their sovereign duties, they are entitled to special rights, which also exempt them from the provisions of the German Road Traffic Act (StVO) under certain conditions. But who is liable for damages in the event of an accident between normal road users and police vehicles? Is the civilian always at fault for the accident? Everything [...]
Car hire after an accident - You need to pay attention to these 6 points
Has there been a crash and your vehicle is no longer roadworthy and needs to go to the garage? In our guide, we explain when you are entitled to a hire car after a car accident, how long you can use the replacement car after repairs and who bears the costs. Car hire after an accident: who pays? As a general rule, [...]
Headphones while driving - forbidden or allowed?
It's hard to imagine the streets without them: headphones, airpods and the like are ubiquitous among pedestrians, cyclists and even in cars: but is it actually legal to drive with headphones? Although the little man in your ear can announce your route and help you organise your appointments, he can also distract you with text messages [...]
Accident with trailer - Who has to pay?
Trailers are practical and popular. DIY shopping, vehicle transport or for hobbies such as horse transport or motocross are typical areas of use. However, you soon realise that your own car is more difficult to steer. When accelerating and braking, the trailer behaves completely differently to the towing vehicle alone. In this guide, we explain which insurance is required for a [...]