Accident with a police car - Who is to blame for the road accident?
The approximately 22,500 police vehicles are special road users. In the fulfilment of their sovereign duties, they are entitled to special rights, which also exempt them from the provisions of the German Road Traffic Act (StVO) under certain conditions. But who is liable for damages in the event of an accident between normal road users and police vehicles? Is the civilian always at fault for the accident? Everything [...]
Car hire after an accident - You need to pay attention to these 6 points
Has there been a crash and your vehicle is no longer roadworthy and needs to go to the garage? In our guide, we explain when you are entitled to a hire car after a car accident, how long you can use the replacement car after repairs and who bears the costs. Car hire after an accident: who pays? As a general rule, [...]
Headphones while driving - forbidden or allowed?
It's hard to imagine the streets without them: headphones, airpods and the like are ubiquitous among pedestrians, cyclists and even in cars: but is it actually legal to drive with headphones? Although the little man in your ear can announce your route and help you organise your appointments, he can also distract you with text messages [...]
Wildlife accidents - What you need to know.
In the event of a wildlife accident, there is not only the shock of losing an animal's life, but also the big question of what needs to be considered and reported after a wildlife accident. Does the wildlife accident really have to result in exhausting communication with the authorities, countless phone calls and correspondence? We explain - in our wildlife accident guide. Deer, wild boar and co: What is a wildlife accident? [...]
Accident with trailer - Who has to pay?
Trailers are practical and popular. DIY shopping, vehicle transport or for hobbies such as horse transport or motocross are typical areas of use. However, you soon realise that your own car is more difficult to steer. When accelerating and braking, the trailer behaves completely differently to the towing vehicle alone. In this guide, we explain which insurance is required for a [...]
Driving without insurance cover - these are the penalties
Anyone who drives a vehicle naturally has a statistical risk of having an accident. This is why insurance is compulsory for motor vehicles in Germany. Without proof of valid insurance, a vehicle cannot even be registered. But what happens if there is no insurance cover? The account was not covered, the application went wrong, the EVB was [...]
Quad bike accident - liability & claims settlement
Quads are fun! More and more quads are being used on German roads. The versatility and robustness of the all-terrain vehicle (ATV) speak in its favour. However, the lightweight construction of the quad bike as a kind of hybrid between a motorbike and a car also leads to an increased safety risk. In our guide, we explain what you need to know if you want to [...]
Expert opinion or cost estimate - €750 makes all the difference
After a road traffic accident, you as the injured party have the right to have an expert opinion drawn up by an independent expert at the expense of the party responsible for the accident. The expert opinion has significant advantages for you compared to a cost estimate prepared by the garage. The right under Section 249 (2) sentence 1 of the German Civil Code (BGB) to have the costs of the expert's report included in the [...]
Drinking and driving? - What you need to know in the event of an accident
A Father's Day outing, a girls' night out, a birthday party, a concert, a family celebration or simply a well-deserved night out - the occasions for alcoholic drinks are ubiquitous. However, hardly any offence against traffic law is punished as severely as drink-driving - especially if there has been an accident with alcohol in the blood. In this guide, we explain [...]
Accident with company car - who has to pay?
In our guide, we explain who has to pay for the damage if you get into an accident with a company car and which situations you need to differentiate between. Accident with a company car - what now? Many drivers are sure that their employer will have to pay for the damage caused if they get into an accident with their company car or [...]