Accident with company car - who has to pay?
If an accident occurs with the company car during a business trip, in most cases the employer or their insurance will pay - provided the accident was not caused by gross negligence or intent. Depending on the degree of fault, however, the employee may be held liable proportionately or even in full. We explain when which party pays, what role the [...]
Accident during test drive - who pays?
Whether at a dealership or a private sale: a test drive is often the decisive last step before buying a car - and at the same time harbours an increased risk of accidents. The unfamiliar car, inexperienced handling and the new driving situation can quickly lead to a mishap. If an accident occurs, the vehicle owner's car insurance is usually liable - it [...]
Are you allowed to drive barefoot or with flip-flops & Co. drive a car?
Driving barefoot, in flip-flops or high heels is surprisingly not illegal - at least not for private individuals. Nevertheless, it can have serious consequences in the event of an accident: If you lose control because of unsuitable footwear, you risk being partially at fault and getting into trouble with the insurance company. In this article, we show you what the risks are, what the law says and why [...]
Accident with a leased vehicle - what you need to bear in mind
What do I need to consider after an accident involving a leased vehicle? An accident involving a leased vehicle is tricky because you are generally liable as the lessee - regardless of whether you are at fault or not. Depending on the type of accident (at fault, not at fault or partially at fault), different regulations apply that affect you and the lessor. The choice of garage is particularly important: it [...]
Accident without police - Do I always have to call the police?
Do I have to call the police after a road accident? You must call the police if the accident has caused personal injury (e.g. injuries) or major damage to property. You are not obliged to call the police in the event of minor damage, for example small scratches on the car. However, it could still be a good idea. We explain in [...]
Accident with the hire car! What now?
A chic sports car for the weekend, a motorhome for a dream holiday or a van for moving house: rental cars are very popular. Accidents involving hire cars are therefore not uncommon. What do you need to consider in this constellation? We have compiled the dos and don'ts for you here. What counts as an accident with a hire car? Every collision [...]
Driving without insurance cover - these are the penalties
Anyone who drives a vehicle can get into an accident at any time. This is why insurance is compulsory for motor vehicles in Germany. Without proof of valid insurance, a vehicle cannot even be registered. But what happens if there is no insurance cover? The account was not covered, the application went wrong, the eVB was wrong, someone has [...]
Compensation for pain and suffering after an accident - How much am I entitled to?
After a road traffic accident with physical injuries, injured parties usually receive compensation for pain and suffering. Of course, this does not heal wounds or ensure an immediate recovery, but it does help to better process the accident and minimise the consequences of the accident. However, there are a few things you need to bear in mind in order to receive the money you are entitled to. In this guide, we explain what [...]
Wildlife accidents - What you need to know.
After a wildlife accident, there is not only the shock of losing an animal's life, but also the big question of what needs to be considered and reported. Does the wildlife accident really have to result in strenuous communication with the authorities, countless phone calls and correspondence? And who actually pays for the damage? Does wildlife accident insurance apply here? And after a wildlife accident, is the [...]
Dashcam recordings as evidence: is this allowed?
Dashcams are commonly used in many countries to protect against unauthorised claims. In Germany, their use is controversial and causes data protection concerns for many. Since the ruling of the Federal Court of Justice (BGH) on 15 May 2018 (VI ZR 233/17), dashcam recordings are generally admissible as evidence in civil proceedings. What you need to bear in mind in order to use a dashcam as evidence after a [...]