Create an accident sketch correctly - this is how it should look
In order to compile all important information and data as quickly as possible after an accident, those affected should prepare an accident report at the scene of the accident. This also includes an accident sketch, which visualises the course of the accident and supplements the written report. But why is the accident sketch so important? And how do you draw it up correctly? We explain. How [...]
5 tips on registration and deregistration costs after an accident
On average, there is a crash on German roads every 13 seconds. If your vehicle is a total loss after an accident, you often only have the option of selling or scrapping the damaged car. A new car is then needed. You have to pay a fee to register and deregister the vehicle. These costs can be covered by the [...]
Important: You can save a lot of money with partial debt with fully comprehensive cover
Statistically speaking, drivers have a road accident every 7 years. This is therefore a situation in which you rarely find yourself and in which the parties involved in the accident usually don't really know what to do. Here we provide tips for cases where the parties involved in the accident are partially at fault. Because with the right settlement procedure, [...]
Writing an accident report correctly - what must be included
There's been a crash and you've been involved in an accident. The shock is great and you are at a loss as to what to do next. To ensure that you know later what actually happened at this delicate moment and don't forget any details, it is advisable to draw up an accident report at the scene of the accident. How to do this and what to look out for [...]
Stall fees after a road accident - who pays?
A car cannot always be repaired immediately after an accident. If an accident-damaged car is parked on a garage site, the garage can charge the corresponding demurrage fees. But who bears the costs for the garage's demurrage charges? We explain what you need to be aware of. On the garage site for longer than necessary? It is normally assumed that [...]
Rear-end collision? What you need to consider now
Whether at traffic lights, when turning or simply in the middle of traffic, a rear-end collision can happen quickly and is an everyday occurrence on German roads. But what should I do if the person behind me has rear-ended me? Do I have to call the police? And who actually pays for the damage? What to do in the event of a rear-end collision? It often happens unexpectedly: the car behind [...]
The other party in the accident is lying - And now?
In many cases, road accidents are actually a clear-cut matter when it comes to the question of fault. If the question of fault is clear, the way to pay compensation is clearly defined by law. For example, if you were involved in a road accident that was caused by someone else, e.g. because they carelessly took your right of way in the dark while you were driving on a priority road [...].
5 tips - if the opposing party's insurance company doesn't get in touch
After a road traffic accident caused by someone else to your detriment, you must first inform your insurance company and then that of the person responsible for the accident within two weeks of becoming aware of the damage. In the best-case scenario, the other party's insurance company will explain the next steps in the settlement of your claim and take you by the hand. But this [...]
Questionnaire from the opposing insurance company - why you don't have to deal with it
After the accident, the question of who was at fault seemed to be clear. Now an accident questionnaire from the insurance company suddenly appears on your desk. You are asked to provide information again... Do you really have to fill it in? What are the consequences of this information? In fact, filling out such questionnaires regularly has bad effects with good intentions. How to avoid them [...]
Fictitious settlement - having accident damage paid out
The liability insurance of the person responsible for the accident must pay for the repair costs of the injured party in accordance with Section 249 of the German Civil Code (BGB). But what if you don't want to have your car repaired at all? We will be happy to help you with this question and explain everything you need to know about "fictitious settlement" in this guide. Fictitious settlement: The accident damage [...]