Child seat broken after accident - does the insurance pay?
Regardless of whether you are travelling by car or in a private car, the use of a child seat is strongly recommended for children up to the age of 12. But what happens to a child seat after an accident? The seat should be replaced urgently after every road accident. As the victim of an accident, you may be entitled to reimbursement of the costs by the insurance company of the person responsible for the accident. Should [...]
Repair costs after an accident - tips on reimbursement
After a road accident, the question quickly arises: Who actually pays the repair costs - and how do you get your money reimbursed in full? Basically, if you are not at fault for the accident, the liability insurance of the person responsible will cover the costs. However, it is crucial that the damage is correctly assessed and that your claims are properly asserted. In this article [...]
The person who caused the accident makes false statements. What to do?
Anyone who has caused an accident must pay for the damage. However, it is not uncommon for the person who caused the accident not to admit fault or even to make false statements. In this case, you should document the accident as well as possible and secure evidence. Call the police at the scene of the accident if there is disagreement about who is at fault. Crucial: [...]
Driving without glasses - these are the penalties
If you need visual aids, you must not do without them in road traffic - otherwise it can quickly become expensive and dangerous. Driving without glasses is not a minor offence, but an infringement of the conditions of your driving licence. Even if you don't have an accident, you could be fined, but if you do have an accident, the consequences can be much more serious - up to and including criminal prosecution [...]
Towing costs after an accident - who pays and why?
After a road accident, the vehicle is often no longer roadworthy - a towing service is then unavoidable and quickly associated with high costs. The good news is that in most cases you do not have to bear these costs yourself. If the other party is at fault, their liability insurance will usually cover the towing costs. Only if you are at fault is it [...]
The other party in the accident does not respond - what to do?
After a road accident, it is important that all parties involved exchange their data and report the damage to the insurance company. But what happens if the other party suddenly doesn't get in touch or doesn't report the damage to their insurance company at all? The good news is that your claims remain valid even in this case. It is crucial that you provide important information [...]
Smartwatch at the wheel - will it be expensive?
Looking at your smartwatch while driving can quickly become expensive. Although it is generally permitted to look at your watch briefly to check the time, anyone who uses their smartwatch like a smartphone - for example to read messages or operate apps - is in breach of the road traffic regulations. If it [...]
Accident with a new car - What claims do I have?
An accident involving a new car is particularly annoying because the vehicle loses its „new car status“ despite repairs and there is almost always a noticeable reduction in value. In the event of a no-fault accident, the opposing party's liability must therefore not only pay the repair costs, but usually also compensate for the reduction in value and other accident-related claims. A genuine claim for compensation for a [...]
Expert opinion after a road accident - what the insurance company pays
The following applies after road accidents: without an exact assessment of the damage, there can be no proper settlement and reimbursement. A motor vehicle expert examines and assesses the damage to the vehicle caused by an accident and documents the situation in an expert report. In our guide, we explain when you need an expert opinion and what else you need to know. [...]
Accident with a police car - Who is to blame for the road accident?
An accident involving a police car does not automatically mean that the private individual is at fault. Although police vehicles on duty enjoy special rights and rights of way, they must also drive with due care. If an accident occurs due to officer misconduct, it is not the individual police officer who is liable, but the responsible department or the respective federal state. In this [...]