Accident without a valid MOT - Does the insurance still pay?

It crashes and you suddenly remember: The main inspection, colloquially known as the MOT, was overdue. My car doesn't have a valid inspection sticker - I have an accident without an MOT. In our guide, we explain to you when an expired MOT can become a problem and how you can best take action after an accident with an expired MOT [...].

Accident through no fault of my own - What can I claim?

Unverschuldeter Unfall

Anyone who gets into an accident through no fault of their own usually wonders what to do now and what claims they have against the person who caused the accident. In this guide, we therefore provide you with an overview of all relevant claims following a no-fault accident. You can find out more about each claim by clicking on the links. No-fault [...]

Accident - What to do? 5 important tips

Unfall, was tun? // Symbolbild

What should I do after a car accident? The following applies after an accident: keep calm, secure the accident site with hazard warning lights, warning waistcoat and warning triangle, make an emergency call, provide first aid, record witnesses and personal details, document the situation in detail with photos/sketches and - depending on the severity - call in the police. Afterwards, you should not leave the settlement of the claim to the other party's insurance company alone [...].

Accident with trailer - Who has to pay?

Unfall mit Anhänger

Trailers are practical and popular. DIY shopping, vehicle transport or for hobbies such as horse transport or motocross are typical areas of use. However, you soon realise that your own car is more difficult to steer. When accelerating and braking, the trailer behaves completely differently to the towing vehicle alone. In this guide, we explain which insurance is required for a [...]

Quad bike accident - liability & claims settlement

Unfall mit Quad

Quads are fun! More and more quads are being used on German roads. The versatility and robustness of the all-terrain vehicle (ATV) speak in its favour. However, the lightweight construction of the quad bike as a kind of hybrid between a motorbike and a car also leads to an increased safety risk. In our guide, we explain what you need to know if you want to [...]

E-scooters - How many per mille are permitted when driving?

E-Scooter Promille

The e-scooter makes it easy to get from A to B - and is now available in almost every major city in Germany. Scooters are particularly popular at night and with party people. This begs the question: Is it legal to ride an e-scooter while drunk? And what is the drink-driving limit for e-scooters? Answers to these questions [...]

Garage commitment for motor vehicles: blessing or curse?

Werkstattbindung

Whether it's a new car or a collector's model - at some point, every driver will have to visit a garage. Vehicle owners are then increasingly confronted with the concept of workshop commitment. At the latest when things have to be done quickly in the event of a crash, however, clarity should prevail on this topic. So in which cases does such a commitment exist? What is the [...]

Cat or dog run over? - What you should do now

Nobody really wants road accidents involving pets. But the fact that there are 14.7 million cats and 10.1 million dogs at home in Germany alone makes it clear that these accidents do happen and pose particular challenges for those involved. For the unfortunate driver, several questions arise in this terrifying moment: Am I committing a hit-and-run if I don't stop and [...]

Accident during probationary period - What consequences should I expect?

Ein Fahranfänger steht unglücklich vor seinem Fahrzeug, das einen Unfallschaden hat.

New driving licence holders in Germany have to pass a two-year probationary period, during which special rules apply. In the event of a road accident during the probationary period, nerves are accordingly frayed. In our guide, we explain what consequences you can expect as a novice driver after an accident during the probationary period and why a hit-and-run is a very bad idea. The crucial question: [...]

Accident during the holidays - is an emergency repair possible?

Unfall in der Weihnachtszeit - Auto mit Schaden und Geschenken im Kofferrraum

In reality, the proverbial contemplative Christmas period is often characterised by crowded roads and deadline pressure. Many kilometres are driven during the festive season and the likelihood of accidents increases. If you then get into an accident through no fault of your own, you quickly find yourself in this situation: Car broken! Presents damaged! The relatives are waiting... What now? You may be able to find a [...]