Carpooling to school - Part II: Your child as a passenger
In the first part of this series of articles, we explained what parents need to bear in mind when taking other children to school in a carpool. In the second part, we will now look at what applies to pupils who are carpoolers. The principle remains the same: Only the direct journey to school counts as a commuting accident. What applies to a [...]
Carpooling: What parents should know - Part I: You are the driver
You know the drill: just in time for the start of the new school year, the "parent taxi" is back in action. Especially with rising petrol prices, carpooling to school is particularly worthwhile. However, this also poses some challenges. For example, the question of liability in the event of damage is often unclear. In this first part, we therefore explain what [...]
Accident due to mobile phone - question of guilt & penalties
Just quickly checking the latest message... Many drivers are not impressed by the current ban on mobile phones and risk fender benders and worse on the road. In this guide, we explain why you are not allowed to use your smartphone at the wheel and what you need to bear in mind after an accident involving a mobile phone at the wheel. Is the mobile phone at the wheel [...]
Hazardous goods accident - special care is required here!
An accident involving hazardous goods is not only dangerous for you as the person involved in the accident, but also for our environment. Therefore, double caution is required here! In our guide, we explain why you need to react differently to normal accidents and how best to behave in the event of a dangerous goods accident. What is a dangerous goods accident? An accident involving dangerous goods is [...]
Accident due to oil spill - who has to pay?
A vehicle will not get far without engine and transmission oil. However, if the oil leaks due to a collision or a leak, caution is required. If the road is particularly slippery due to an oil slick, there is an increased risk of accidents. In this guide, we therefore explain how to react correctly if you have an accident due to an oil slick on the road [...].
Accident through no fault of my own - What can I claim?
Anyone who gets into an accident through no fault of their own usually wonders what to do now and what claims they have against the person who caused the accident. In this guide, we therefore provide you with an overview of all relevant claims following a no-fault accident. You can find out more about each claim by clicking on the links. No-fault [...]
Loss of earnings after a road accident - 5 important facts
The accident was more severe and is still in your bones. You don't feel able to continue working normally the next day. How can you recover in peace and still receive continued payment of wages? In this guide, we explain how you can make a claim for loss of earnings after a road traffic accident. What is loss of earnings [...]
Accident on the way to work or school? - 5 tips for commuting accidents
A commuting accident is an accident on the way to or from work or school. Anyone who has an accident while travelling is insured through the employers' liability insurance association. However, even the slightest diversions can mean that the statutory accident insurance does not apply. In this guide, however, we also explain the exceptions, particularly for car pools [...].
Rear-end collision - Who is to blame?
A rear-end collision can happen quickly: driving too close, a quick glance at your mobile phone or the famous 1 second of distraction. Almost everyone knows the rule of thumb: It's always the driver's fault. But is this also true in your specific case? . We explain both sides in our guide: When you are at fault in a rear-end collision [...]
Accident due to parking offence - claims & compensation
After an accident, the liability insurance of the person responsible for the accident usually pays the damages incurred by the injured party. But what happens if the accident occurs because someone has parked incorrectly? In our guide, we explain how the question of fault is distributed in the event of a wrong-way parking accident. We also show you what you need to bear in mind if your wrongly parked vehicle [...]