Accident on the way to work or school? - 5 tips for commuting accidents
A commuting accident is an accident on the way to or from work or school. Anyone who has an accident while travelling is insured through the employers' liability insurance association. However, even the slightest diversions can mean that the statutory accident insurance does not apply. In this guide, however, we also explain the exceptions, particularly for car pools [...].
Rear-end collision - Who is to blame?
A rear-end collision can happen quickly: driving too close, a quick glance at your mobile phone or the famous 1 second of distraction. Almost everyone knows the rule of thumb: It's always the driver's fault. But is this also true in your specific case? . We explain both sides in our guide: When you are at fault in a rear-end collision [...]
5 questions about the expert opinion after an accident explained - What the insurance company pays
The following applies after road accidents: without an exact assessment of the damage, there can be no proper settlement and reimbursement. A motor vehicle expert examines and assesses the damage to the vehicle caused by an accident and documents the situation in an expert report. In our guide, we explain when you need an expert report and what else you need to know. When [...]
Accident due to parking offence - claims & compensation
After an accident, the liability insurance of the person responsible for the accident usually pays the damages incurred by the injured party. But what happens if the accident occurs because someone has parked incorrectly? In our guide, we explain how the question of fault is distributed in the event of a wrong-way parking accident. We also show you what you need to bear in mind if your wrongly parked vehicle [...]
Accident abroad - What do I have to do?
The last thing you need on a well-deserved holiday is a car accident. This is all the more true if you are travelling abroad and now have to deal with the challenges of an accident in a foreign country. However, if you are well prepared in advance, you can still enjoy your holiday even after a crash. Which telephone numbers and documents for [...]
Accident with motorhome - There are a few things to bear in mind!
The global motorhome market has been booming like never before in recent years. More and more people love the independence of this type of travelling. But do you know what to do in the event of a motorhome accident? In our guide, we explain how to behave correctly after a motorhome accident and what you need to know as the injured party [...]
Accident with a police car - Who is to blame for the road accident?
The approximately 22,500 police vehicles are special road users. In the fulfilment of their sovereign duties, they are entitled to special rights, which also exempt them from the provisions of the German Road Traffic Act (StVO) under certain conditions. But who is liable for damages in the event of an accident between normal road users and police vehicles? Is the civilian always at fault for the accident? Everything [...]
Car hire after an accident - You need to pay attention to these 6 points
Can I get a hire car after my traffic accident? After a road accident, you as the injured party are generally entitled to a hire car if you can no longer use your own vehicle. The costs of this are borne by the other party's insurance company. However, as always, there are a few pitfalls that need to be taken into account. In our guide, we explain the conditions under which [...]
Accident with trailer - Who has to pay?
Trailers are practical and popular. DIY shopping, vehicle transport or for hobbies such as horse transport or motocross are typical areas of use. However, you soon realise that your own car is more difficult to steer. When accelerating and braking, the trailer behaves completely differently to the towing vehicle alone. In this guide, we explain which insurance is required for a [...]
Quad bike accident - liability & claims settlement
Quads are fun! More and more quads are being used on German roads. The versatility and robustness of the all-terrain vehicle (ATV) speak in its favour. However, the lightweight construction of the quad bike as a kind of hybrid between a motorbike and a car also leads to an increased safety risk. In our guide, we explain what you need to know if you want to [...]