Accident due to mobile phone - question of guilt & penalties
Just quickly checking the latest message... Many drivers are not impressed by the current ban on mobile phones and risk fender benders and worse on the road. In this guide, we explain why you are not allowed to use your smartphone at the wheel and what you need to bear in mind after an accident involving a mobile phone at the wheel. Is the mobile phone at the wheel [...]
Coercion in road traffic - information & report
Cutting in, tailgating, slowing down - who hasn't experienced this in road traffic? Sometimes you feel compelled to swerve or even drive faster. But when does such behaviour constitute coercion? Even though each case must be considered individually, in this guide we provide you with an overview and illustrative examples of coercion in road traffic. [...]
Winter tyres in summer - What are the penalties in the event of an accident?
Tyres have to be changed twice a year and for many people this is a bit of a nuisance. However, driving with winter tyres in summer is riskier than most people realise. In this guide, we explain whether you are allowed to drive with winter tyres in summer and who is liable in the event of an accident. Is driving with winter tyres in [...]
Hazardous goods accident - special care is required here!
An accident involving hazardous goods is not only dangerous for you as the person involved in the accident, but also for our environment. Therefore, double caution is required here! In our guide, we explain why you need to react differently to normal accidents and how best to behave in the event of a dangerous goods accident. What is a dangerous goods accident? An accident involving dangerous goods is [...]
Accident due to oil spill - who has to pay?
A vehicle will not get far without engine and transmission oil. However, if the oil leaks due to a collision or a leak, caution is required. If there is a trail of oil on the road, it is dangerously slippery and there is an increased risk of accidents. It is not uncommon for a road accident to occur due to leaking oil. We explain [...]
Accident through no fault of my own - What can I claim?
Anyone who gets into an accident through no fault of their own usually wonders what to do now and what claims they have against the person who caused the accident. In this guide, we therefore provide you with an overview of all relevant claims following a no-fault accident. You can find out more about each claim by clicking on the links. No-fault [...]
Damage caused by a pothole - who is liable?
The hard blow goes through your body: even the most attentive driver will hit a pothole at some point. But who pays for the damage? We explain what damage can be caused by a pothole and give you some helpful tips so that, in the best case scenario, you don't have to pay for the damage yourself. Pothole: What can happen? [...]
Loss of earnings after a road accident - 5 important facts
The accident was more severe and is still in your bones. You don't feel able to continue working normally the next day. How can you recover in peace and still receive continued payment of wages? In this guide, we explain how you can make a claim for loss of earnings after a road traffic accident. What is loss of earnings [...]
Accident on the way to work or school? - 5 tips for commuting accidents
A commuting accident is an accident on the way to or from work or school. Anyone who has an accident while travelling is insured through the employers' liability insurance association. However, even the slightest diversions can mean that the statutory accident insurance does not apply. In this guide, however, we also explain the exceptions, particularly for car pools [...].
Rear-end collision - Who is to blame?
A rear-end collision can happen quickly: driving too close, a quick glance at your mobile phone or the famous 1 second of distraction. Almost everyone knows the rule of thumb: It's always the driver's fault. But is this also true in your specific case? . We explain both sides in our guide: When you are at fault in a rear-end collision [...]