Summertime is convertible time. The time of year when the seasonal licence plates are screwed on and driving pleasure of a special kind is enjoyed. It is not without reason that the elaborately restored collector's items in particular are the dream of every car enthusiast: a neat fabric roof, polished paintwork and the unique feeling of the wind blowing through your hair.
But what if the joy is spoilt by damage to the car? After all, you are not immune to accidents, scratches and other damage, even in a collector's car. We explain what you need to bear in mind when insuring seasonal vehicles - and how to act correctly in the event of damage.
Save money with seasonal licence plates
If you are one of the lucky convertible owners, you need a seasonal licence plate - at least in our part of the world. Convertibles are normally only driven in the warmer months between April and September during the calendar year. In order to save money on taxes and insurance while the vehicle is in the garage for the winter, the premiums are adjusted to the actual period of use.
Damage to the convertible - What is covered?
A special feature of insurance cover for convertibles is the roof. For example, anyone who has things stolen from a vehicle that was parked with the top down is guilty of gross negligence. Basically, the roof - although the real eye-catcher on the car - is its biggest weak point. A fabric roof is too quickly slashed or damaged. Sudden rain or hail can cause damage to the interior too quickly.
Regular comprehensive insurance does not usually apply in these cases. This also applies if the soft top is damaged in an accident. In certain cases, fully comprehensive insurance applies. If in doubt, you can find out directly from your insurer how and when you are covered in detail.
Accident with convertible. What to do?
Of course, an accident involving a convertible is particularly annoying. No driver likes to see their favourite car damaged. This makes it all the more important to act purposefully and intelligently when damage occurs. This starts with reporting the accident. Procrastinating too long often leads to the loss of claims. The process also harbours many pitfalls: communication must be clear, data protection must be complied with and claims must be settled quickly. But how can all this be guaranteed?
Watertight damage report for convertible accidents
As an experienced service provider, Faire-Regulierung.de will check your claims and take care of the damage report for you, taking into account all the pitfalls and hurdles. Especially in the case of collector's items, it makes sense to place the settlement in trustworthy hands that respect the special value of your summer vehicle and give it appropriate attention. After all, such a car is often a real investment.
Where many policyholders often pick up the phone after the accident and call their broker "from back then" - who often specialises in selling policies rather than enforcing them - we take on the case together with competent legal experts.
The steps to a fair settlement are so simple that they can be initiated directly from the scene of the accident.
The right steps for fair claims settlement
This is how the clean damage report works with us:
- Your favourite convertible or classic car has been damaged in an accident.
- Call us free of charge on 0800 - 30 111 60 and get a specialist on the phone or report the damage to us with just a few clicks HERE online.
- Only certified specialists with a proven track record will take care of your request.
- We will get back to you on the same day and agree the best course of action with you individually, point by point.
- You have your back, the fair regulation network is committed to your best possible regulation.
