In reality, the proverbial contemplative Christmas period is often characterised by overcrowded roads and deadline pressure. Many kilometres are driven during the festive season and the likelihood of accidents increases. If you then get into an accident through no fault of your own, you quickly find yourself in this situation: Car broken! Presents damaged! The relatives are waiting... What now?
The car is broken after the accident - have you thought about emergency repairs?
If the accident occurs on a working day (23 or 24 December), a garage can check whether an emergency repair is possible. This means that the Driving ability and road safety can be restored quickly. You can have this emergency repair carried out as part of the claim settlement.
Have your vehicle checked in a workshop. Here it can be determined whether the car is still roadworthy and roadworthy. If, for example, there is only a dent in the door of the car and the load-bearing structures are not damaged, you can continue to drive the car without any problems, as it is still roadworthy and roadworthy in this example.
If an emergency repair is not possible on 25.12 or 26.12 (public holidays), you can continue your journey by train or possibly even by taxi to visit your relatives. The additional costs that you incur compared to travelling on in your own vehicle will be charged according to § Section 249 (2) sentence 1 BGB replaceable.
You can claim reimbursement for damaged items
All items in the vehicle - Christmas presents, child seats, smartphones, etc. - that are damaged in connection with a traffic accident are considered other property damage and are therefore also eligible for compensation as part of the claims settlement.
You will find further information on damaged objects in the event of an accident here.
What you are entitled to if you are unable to go on holiday or visit relatives
Have you had an accident and have to cancel your hotel booking due to an accident? Travel cancellation costs can constitute compensable damage within the meaning of Section 249 BGB (see Regional Court of Hanover, Ref.: 4 S 36/15, judgement of 09.06.2016).
Were you planning to stay with relatives over the holidays? The loss of holiday enjoyment in this case is not treated as financial loss. However, if the holiday or visit to relatives is impaired by bodily injury, this must be taken into account when calculating the compensation for pain and suffering according to § Section 253 (2) BGB must be taken into account (see OLG Düsseldorf of 11 October 2011, Ref.: 1 U 236/10).
Don't know what claims you can make after a road traffic accident? No problem: we have bundled the network of tried and tested traffic law experts on our portal for you for precisely this purpose. This allows you to check your claims for compensation after an accident simply, competently and free of charge.
Clarify the question of guilt quickly
Whether reimbursement of the costs of emergency repairs, damaged items such as gifts or lost holiday enjoyment - clarification of the question of fault is essential for any claim settlement.
Why? The question of who is liable for which costs is answered by who is responsible for which damage item.
This assessment can quickly involve a lot of money. Accordingly, you should not rely on statements made by the insurer liable to pay or its representatives.
If you report your accident via the fair regulation portal reportyou will quickly receive an initial assessment of the apportionment of blame. The independent traffic law experts will prepare a qualified initial assessment of the question of fault within 24 hours of you providing all the necessary data, directly to your mobile phone. It could hardly be easier.
If you are not at fault for the traffic accident, the other party's liability insurance will cover the damages. All costs incurred, such as emergency repairs, damaged property, hire car, etc., must be borne by the party responsible for the accident or their motor vehicle liability insurance.
In the event of a road accident caused by your own fault, the burden of payment lies with you. If you have taken out comprehensive insurance, you should check which costs are covered by this. If you do not have comprehensive insurance, you are responsible for paying the costs yourself.
How to get through the Christmas period stress-free despite an accident
Have you had a road accident and would like expert advice on what to do now? With the faire-Regulierung portal, you have a smart solution at your fingertips. Once you have reported your accident to us, a network of certified traffic law specialists is available for you throughout Germany. You receive complete advice and settlement of your claim directly from a single source. All claims following an accident are checked for you via the portal and agreed with you. All communication with all parties involved in claims management, such as the insurance company, lawyer, garage, surveyor, etc., is streamlined and secure via the platform. This minimises your effort considerably and your compensation payment is also correct.
You enjoy Christmas, we take care of the rest.
