In reality, the proverbial contemplative Christmas period is often characterised by overcrowded roads and deadline pressure. Many kilometres are driven during the festive season and the likelihood of accidents increases. If you then get into an accident through no fault of your own, you quickly find yourself in this situation: Car broken! Presents damaged! The relatives are waiting... What now?
You may be able to have an emergency repair carried out and have this paid for by the insurance company of the person responsible for the accident.
The car is broken after the accident - have you thought about emergency repairs?
If the accident occurs on a working day (23 or 24 December), a garage can check whether an emergency repair is possible. This means that the Driving ability and road safety can be restored quickly. You can have this emergency repair carried out as part of the claim settlement.
Have your vehicle checked in a workshop. Here it can be determined whether the car is still roadworthy and safe to drive. If, for example, there is only a dent in the door of the car and the load-bearing structures are not damaged, you can continue driving without any problems, because Driving ability and Road safety are still given in this example.
If an emergency repair is not possible on 25.12 or 26.12 (public holidays), you can continue your journey by train or possibly even by taxi to visit your relatives. The additional costs that you incur compared to travelling on in your own vehicle will be charged according to § Section 249 (2) sentence 1 BGB and may be borne by the opposing insurance company.
Accident victims like you get the best support from fairforce.one.
Have your accident reported now free of charge and without obligation by our regulation specialists.
You can claim reimbursement for damaged items
All items in the vehicle - Christmas presents, child seats, smartphones, etc. - that are damaged in connection with a traffic accident are considered other property damage and are therefore also eligible for compensation as part of the claims settlement.
You will find further information on damaged objects in the event of an accident here.
What you are entitled to if you are unable to go on holiday or visit relatives
Have you had an accident and have to cancel your hotel booking due to an accident? Travel cancellation costs can constitute compensable damage within the meaning of Section 249 BGB (see Regional Court of Hanover, Ref.: 4 S 36/15, judgement of 09.06.2016).
Were you planning to stay with relatives over the holidays? The loss of holiday enjoyment in this case is not treated as financial loss. However, if the holiday or visit to relatives is impaired by bodily injury, this must be taken into account when calculating the compensation for pain and suffering according to § Section 253 (2) BGB must be taken into account (see OLG Düsseldorf of 11 October 2011, Ref.: 1 U 236/10).
Don't know what claims you can make after a road traffic accident? No problem: we have bundled the network of tried and tested traffic law experts on our portal for you for precisely this purpose. This allows you to check your claims for compensation after an accident simply, competently and free of charge.
Accident victims in your situation simply get the best support from fairforce.one.
Depending on the cause of the accident, customers receive an average of €4802 Additional payment
Callback within 5 minutes.
Clarify the question of guilt quickly
Whether it's reimbursement of the costs of emergency repairs, damaged items such as gifts or lost holiday enjoyment Clarification of the question of fault is essential for any claims settlement.
Why? The question of who is liable for which costs is answered by who is responsible for which damage item.
This assessment can quickly involve a lot of money. Accordingly, you should not rely on statements made by the insurer liable to pay or its representatives.
If you report your accident via the fairforce.one portal reportyou will quickly receive an initial assessment of the apportionment of blame. The independent traffic law experts will prepare a qualified initial assessment of the question of fault within 24 hours of you providing all the necessary data, directly to your mobile phone. It could hardly be easier.
Are you not at fault for the road accident? the opposing party's liability insurance pays for the damages. All costs incurred, such as emergency repairs, damaged property, hire car, etc., must be borne by the party responsible for the accident or their motor vehicle liability insurance.
In the event of a self-inflicted road accident the burden of payment lies with you. If you have taken out comprehensive insurance, check which costs are covered by this. If you do not have comprehensive insurance, you are responsible for paying the costs yourself.
How to get through the Christmas period stress-free despite an accident
Have you had a road accident and would like expert advice on what to do now?
Call us now free of charge at 0800 - 30 111 60 or have your claims checked directly online!
At fairforce.one, we give you the assurance that your matter will be examined and competently resolved for you exclusively by proven, customer-orientated traffic and insurance law specialists.
Contact us with just a few clicks and we will help you further. The fairforce.one network will enforce your claims and support you personally in all matters right through to full payment.
This is exactly why we founded fairforce.one. And that's exactly what has made us Germany's road accident settlement portal with the best customer ratings.
Frequently asked questions about accidents during the Christmas period
Can I have an emergency repair carried out before the holidays after an accident that was not my fault?
Yes: A workshop can check whether an emergency repair is possible in order to quickly restore driving ability and road safety. The costs can generally be covered by the other party's liability insurance as part of the claims settlement if the other party caused the accident.
Are damaged Christmas presents and other items in the car replaced after an accident?
Damaged items in the vehicle (e.g. gifts, child seats, smartphones) are considered "other property damage". Such damage may also be eligible for compensation and can be claimed from the opposing insurance company as part of the settlement.
Will I be reimbursed for train or taxi costs if I am unable to continue my journey after an accident?
If no repair is possible on public holidays, additional costs for alternative onward travel (e.g. train or possibly taxi) may be eligible for compensation compared to using your own car. Travel cancellation costs may also be eligible for compensation under certain circumstances - the decisive factor here is always clarification of the question of fault. We will be happy to provide you with a free initial assessment of your accident.
