You are entitled to household help if you are physically restricted after a road traffic accident through no fault of your own and are therefore dependent on the help of third parties in the household. The costs for this must be borne by the other party's insurance company. You can find out what else you need to consider here.
Tip 1: Be aware of when and to what extent you are entitled to household management damages!
You are entitled to household management assistance if you are dependent on help to manage your own household as the victim of an accident. The BGH - VI ZR 183/08 – decided, that a single person with their own household is also entitled to compensation for accident-related loss. During the period of inpatient treatment, however, the household management loss in a one-person household is naturally significantly reduced and is generally limited to necessary maintenance measures.
In its judgement of 18 October 2018 - 22 U 97/16, the Higher Regional Court of Frankfurt a. M. points out that in order to assert a claim for household management damage, it is necessary to list the size of the household and the correspondingly affected activities that the injured party was no longer able to carry out as a result of his injury or in which he was impaired. It is not the reduction in earning capacity that is decisive here, but the specific household-related impairment.
Not sure whether you are entitled to household help? Then why not have it checked simply and safely! How does it work? You let us know HERE your accident in just a few easy-to-understand steps. Immediately after submitting your enquiry, it will appear on your screen for review by one of the traffic law specialists checked and licensed by faire-Regulierung. You are guaranteed to receive this smart service free of charge via our platform. If you are commissioned, the experts in the fair regulation network will use their proven expertise to ensure that you receive the right care for your household during your recovery and, of course, that the costs for your household management assistance are also covered duly reimbursed.
Tip 2: You should be able to quantify the amount of your household management loss!
There are various methods for calculating the damage in concrete terms, particularly with regard to the number of hours. One approach is to determine the difference between the time used for housekeeping in the uninjured state and the time used for housekeeping in the injured state.
Deviating from this, it would also be possible to estimate the extent to which the ability to manage the household is reduced in order to determine the amount of compensation on a pro rata basis.
Tip 3: You are not obliged to hire professional domestic help!
If housekeeping is carried out by external service providers, their costs are regularly reimbursable. However, housekeeping can also be carried out by family members through voluntary extra work, so that a fictitious settlement of damages is involved. The amount that would have to be paid to a professional assistant to carry out the work is then recognised as the loss.
How to assert your claim
To save you the often lengthy and costly claims settlement process, we recommend that you choose the smart alternative: Choose the clever alternative for yourself. Use the proven Service via the fair regulation platform.
What do we do for you? The network's certified specialists, who work transparently on the platform at all times, will check all the claims you are entitled to after a road accident - from A for towing costs to Z for registration. The modern technology of the platform greatly simplifies communication with all parties involved - experts, garages, insurance companies, authorities, etc. - which is usually nerve-wracking for you as the affected party. The good news is that you no longer have to deal with insurance companies etc. yourself. And as a special innovation of fair regulation, you receive your personalised HIS, which means that you receive all the information that is important to you directly and securely on your smartphone. If necessary, you can also reach your personal specialist on the phone in the old-fashioned way.
How does regulation work now? You simply report your claim to us online or by calling the toll-free number 0800 30 111 60. An expert from the fair regulation network will get back to you as soon as possible to explain the claims settlement process to you. You can then sit back and relax, because the settlement process has already started to achieve the best possible result for you.
