The insurer must be informed after a road accident.
To avoid falling into the trap of reduced benefits, we explain in this guide article how you should report the accident to the insurance company and what deadlines must be observed.
- Claims must generally be reported to your own insurance company within one week.
- It is not mandatory to notify the opposing insurance company, but it makes sense to do so within the same period for reasons of preserving evidence.
- If the deadline is not met, you may well have to bear the costs incurred yourself.
- We will take care of the damage report to both insurance companies for you, completely competently and free of charge, and will give you an initial assessment within 24 hours.
Accident victims in your situation simply get the best support from fairforce.one.
Depending on the cause of the accident, customers receive an average of €4802 Additional payment
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Report accident insurance - By when?
The claim should be reported to your own insurance company as soon as possible - but at the latest within one week of the accident. The typical deadline is usually stated in the insurance contract or the associated insurance conditions that you have signed.
However, it can very easily happen that you provide the insurance company with unclear information and thereby put yourself at a disadvantage. This is very annoying and can lead to a reduction in benefits from the insurance company. As a result, you will receive less money. Therefore, do not write to your or the opposing insurance company without thinking!
If you want to be on the safe side, have the report made by an independent service provider such as an expert or a traffic lawyer.
Our Tip: It's simple and uncomplicated.
- Report accident damage via fairforce.one
- Your accident description will be prepared correctly and in your favour and securely documented for you and distributed to the responsible insurance company
- In addition, you will receive an initial free review of your claims within 24 hours from our network of certified traffic law experts
Accident victims in your situation simply get the best support from fairforce.one.
Which liability insurance do I have to report the accident to?
In your liability insurance contract documents, you will find the deadline that your insurance company has set for the reimbursement of a report. This usually has to be done within one week.
There is no statutory or contractual deadline for notifying the other party's insurance company. However, for reasons of preserving evidence alone, it makes sense to report the damage to the opposing party's liability insurance within one week of the accident. This way you play it safe. This step is also taken care of for you when you report the accident via the fairforce.one platform.
Reporting an accident as the injured party - deadline?
As a precaution, you should also report your car accident to your own insurance company if you are not at fault for the accident. To be on the safe side, you should also report every minor accident to the insurance company. There is no special rear-end collision insurance, which is why your motor vehicle liability insurance is also responsible here. We will be happy to do this for you free of charge.
Report insurance claim - deadline not met?
If you do not inform both your own insurance company and the other party's liability insurance in good time, you will forfeit your right to compensation. You should avoid having to pay for the damage out of your own pocket at all costs. So report the damage yourself within the deadline or let the traffic law specialists at fairforce.one take care of it!
CautionIf you report the damage via the insurance hotline, the documentation of your proper report lies solely with your insurer. You then literally have nothing in your own hands. At the same time, it is all too easy for you to be led to make statements during the telephone call that subsequently cost you valuable reimbursement payments. Bear in mind that from a financial point of view, it is best for the insurance company not to pay out the premiums to you. For you, on the other hand, it is of course best to receive the full benefit on your account. You and the insurer have a conflict of interest at this point.
It is best to use an independent specialist.
Accident victims in your situation simply get the best support from fairforce.one.
The right steps for fair claims settlement
Have you been involved in an accident through no fault of your own and still need to report the accident to the insurance company? Take the safe route and use the tried-and-tested service via the fairforce.one platform. The secure procedure at a glance:
- You report the accident to us risk-free and free of charge by telephone on 0800 30 111 60 or even faster online.
- Our competent team will examine your case immediately and explain how to proceed.
- The claims settlement is initiated and you no longer have to bother with tedious paperwork.
The licensed specialists from the fairforce.one network take care of the necessary tasks and deal with your claims for compensation, completely competently and without risk to you.
FAQ on reporting an accident to the insurance company
Someone drove into me, do I have to report this to my insurance company?
Yes, you should report a claim to your insurance company. Even if you are not at fault. The best way to do this is to use an independent specialist like us. Because we not only help you to assert your claims, but also secure your reimbursement benefits.
As the injured party, why do I have to report the accident to my insurance company?
It always makes sense to notify your own insurance company. Even if you are not at fault for the accident. In this way, you secure your claims and play it safe. For example, in the event that you are later found to be partially at fault. We will be happy to help you here. Get in touch with us.
By when do I have to report an accident to the insurance company?
The deadline for this is set by the insurance company. As a rule, however, you have one week to report a claim. Be careful here to safeguard your claims and make sure you submit a verifiable damage report. It is best to use a specialist such as our experts at fairforce.one. We will be happy to advise you.
Who has to report an accident to the insurance company?
The person who caused the accident must report it to their insurance company. If you are not at fault for the accident, you should still report it to your insurance company in order to protect your claims. You do not have to inform the insurance company of the person who caused the accident. However, if you do not hear from them, you should follow up with the other driver's insurance company.
How quickly do I have to report an accident to the insurance company?
You will find the exact deadlines in your contract documents. Many insurance companies set a deadline of one week.
