Reporting parking damage - what you should do
A free parking space, what luck! Oops, was that me? In a hurry, whining kids in the back seat, poor visibility, tailgating traffic, parking space smaller than expected, ... there are many reasons for a failed parking manoeuvre. In the heat of the moment, it can happen quicker than you think and you accidentally hit a parked car. A [...]
Accident without a valid MOT - Does the insurance still pay?
It crashes and you suddenly remember: The main inspection, colloquially known as the MOT, was overdue. My car doesn't have a valid inspection sticker - I have an accident without an MOT. In our guide, we explain to you when an expired MOT can become a problem and how you can best take action after an accident with an expired MOT [...].
Coercion in road traffic - information & report
Cutting in, tailgating, slowing down - who hasn't experienced this in road traffic? Sometimes you feel compelled to swerve or even drive faster. But when does such behaviour constitute coercion? Even though each case must be considered individually, in this guide we provide you with an overview and illustrative examples of coercion in road traffic. [...]
Accident through no fault of my own - What can I claim?
Anyone who gets into an accident through no fault of their own usually wonders what to do now and what claims they have against the person who caused the accident. In this guide, we therefore provide you with an overview of all relevant claims following a no-fault accident. You can find out more about each claim by clicking on the links. No-fault [...]
Taking the right of way and causing an accident - question of fault & consequences
There are many reasons for failing to give way: you may have overlooked a traffic sign when turning or thought you saw a certain traffic sign. Overlooking other road users can also quickly result in a failure to give way. In our guide, you can find out what a driver who has violated right of way and caused an accident can expect and [...]
Headphones while driving - forbidden or allowed?
It's hard to imagine the streets without them: headphones, airpods and the like are ubiquitous among pedestrians, cyclists and even in cars: but is it actually legal to drive with headphones? Although the little man in your ear can announce your route and help you organise your appointments, he can also distract you with text messages [...]
Wildlife accidents - What you need to know.
In the event of a wildlife accident, there is not only the shock of losing an animal's life, but also the big question of what needs to be considered and reported after a wildlife accident. Does the wildlife accident really have to result in exhausting communication with the authorities, countless phone calls and correspondence? We explain - in our wildlife accident guide. Deer, wild boar and co: What is a wildlife accident? [...]
Accident with trailer - Who has to pay?
Trailers are practical and popular. DIY shopping, vehicle transport or for hobbies such as horse transport or motocross are typical areas of use. However, you soon realise that your own car is more difficult to steer. When accelerating and braking, the trailer behaves completely differently to the towing vehicle alone. In this guide, we explain which insurance is required for a [...]
Driving without insurance cover - these are the penalties
Anyone who drives a vehicle naturally has a statistical risk of having an accident. This is why insurance is compulsory for motor vehicles in Germany. Without proof of valid insurance, a vehicle cannot even be registered. But what happens if there is no insurance cover? The account was not covered, the application went wrong, the EVB was [...]
Quad bike accident - liability & claims settlement
Quads are fun! More and more quads are being used on German roads. The versatility and robustness of the all-terrain vehicle (ATV) speak in its favour. However, the lightweight construction of the quad bike as a kind of hybrid between a motorbike and a car also leads to an increased safety risk. In our guide, we explain what you need to know if you want to [...]