Smartwatch at the wheel - will it be expensive?
Looking at your smartwatch while driving can quickly become expensive. Although it is generally permitted to look at your watch briefly to check the time, anyone who uses their smartwatch like a smartphone - for example to read messages or operate apps - is in breach of the road traffic regulations. If it [...]
Winter tyres in summer - What are the penalties in the event of an accident?
Driving with winter tyres in summer is not prohibited, but can be expensive in an emergency. If there is an accident, there is a risk of trouble if you have the wrong tyres, especially if you are (partly) responsible: Your comprehensive insurance can reduce or completely refuse benefits - possibly with reference to gross negligence. In this article, we show why [...]
Dashcam recordings as evidence: is this allowed?
Dashcams are commonly used in many countries to protect against unauthorised claims. In Germany, their use is controversial and causes data protection concerns for many. Since the ruling of the Federal Court of Justice (BGH) on 15 May 2018 (VI ZR 233/17), dashcam recordings are generally admissible as evidence in civil proceedings. What you need to bear in mind in order to use a dashcam as evidence after a [...]
Driving with summer tyres in winter - what are the penalties?
October again and it's time to change your tyres? But there's no snow yet and it's not really cold either. Quite a few people are asking themselves: Can you drive on summer tyres in winter? Whether and when winter tyres have to be fitted, whether all-weather tyres are an alternative to the annoying task of changing tyres and what fines can be imposed [...].
Important: You can save a lot of money with partial debt with fully comprehensive cover
Statistically speaking, drivers have a road accident every 7 years. This is therefore a situation in which you rarely find yourself and in which the parties involved in the accident usually don't really know what to do. Here we provide tips for cases where the parties involved in the accident are partially at fault. Because with the right settlement procedure, [...]
Total loss - Why 130% can be so important
After an accident, many people are faced with the question: "Do I have my vehicle repaired or do I buy a new car?" They are quickly confronted with terms such as total loss, residual value, replacement value and replacement cost. It is important to categorise all these terms and put them in the right context. It all sounds complicated now, but it [...]
Reporting an accident to the insurance company - how to do it quickly and safely
After a road traffic accident, the insurer must be informed, and to avoid falling into the trap of reduced benefits, we explain in this guide how to report the accident to the insurance company and what deadlines must be observed. Reporting an accident to the insurance company - by when? The claim should be reported to your insurance company as soon as possible - but no later than [...]
Still amicable at the scene of the accident, then the nasty surprise - statement against statement
A typical phenomenon after road traffic accidents, which we encounter time and again in our settlement practice, is the overnight change of opinion. Immediately after the crash, while still at the scene of the accident, everyone involved agreed on what had happened and the assurance "Sorry, my mistake... I'll sort it out with my insurance company, of course... I'm really sorry..." had a soothing effect against the [...]
5 things - that you should check during your car's winter check
Winter is approaching and temperatures are dropping. Wet and cold are not only a challenge for you as a driver, but also for the car. Arm yourself for the coming season before winter catches you out in the cold. We have put together some helpful tips for your vehicle's winter check here. A list of things that [...]
Switching car insurance: it pays to compare
A must in Germany: motor vehicle liability insurance. Without insurance, driving a car on public roads is prohibited by law. However, many policyholders have to dig deep into their pockets for insurance. Switching car insurance often promises a financial advantage. We'll show you what you should bear in mind when switching and why it's worth comparing car insurance [...]