{"id":3819,"date":"2022-01-27T10:45:00","date_gmt":"2022-01-27T09:45:00","guid":{"rendered":"https:\/\/www.faire-regulierung.de\/?p=3819"},"modified":"2026-06-04T13:51:28","modified_gmt":"2026-06-04T11:51:28","slug":"verdienstausfall-nach-verkehrsunfall","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/verdienstausfall-nach-verkehrsunfall\/","title":{"rendered":"Loss of earnings after a road accident - What am I entitled to?"},"content":{"rendered":"
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Loss of earnings following a road traffic accident: Who pays, how is it calculated, and what evidence do I need?<\/h2>\n

Following a serious road traffic accident, it is not uncommon for a person to be temporarily or even for a longer period unable to work. Anyone who is no longer able to carry out their work as a result of an accident for which they are not at fault may, under certain circumstances, be entitled to compensation for the loss of earnings incurred. The costs are usually covered by the third-party liability insurance of the person who caused the accident.<\/p>\n

However, in order for the claim to be successfully upheld, it is essential to have thorough documentation: the inability to work must be certified by a doctor, the financial loss must be calculated in a transparent manner, and the link between the accident and the loss of earnings should be clearly evident.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Do you want to maximise the payout after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Accident victims in your situation simply get the best support from fairforce.one.<\/p>

Depending on the cause of the accident, customers receive an average of \u20ac4802<\/a><\/sup> Additional payment<\/strong><\/p>

Callback within 5 minutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What is the loss of earnings after a road accident?<\/h2>\n

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Following a road traffic accident, the party responsible for the damage \u2013 or their third-party liability insurer \u2013 is required to cover the costs arising from the accident. These include not only repair costs, surveyors\u2019 fees and hire car costs, but also financial losses resulting from an inability to work caused by the accident.<\/p>\n

Loss of earnings constitutes a financial loss. <\/strong>It describes the financial loss incurred when a victim of an accident is unable to work, or can only work to a limited extent, due to their injuries.<\/p>\n

One example: <\/strong>
Anyone who suffers a traumatic brain injury, a complex fracture or severe limitations on their mobility following a road traffic accident may be temporarily unable to carry out their professional duties. This results in financial loss, which may, in principle, be eligible for compensation.<\/em><\/p>\n

Loss of earnings should not be confused with compensation for pain and suffering. Whilst compensation for pain and suffering is intended to compensate for non-material damage \u2013 such as pain, suffering and a reduced quality of life \u2013 loss of earnings relates to financial loss that can be specifically measured.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Who pays for loss of earnings following a car accident?<\/h2>\n

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Loss of earnings following a car accident through no fault of your own is usually covered by the third-party liability insurance of the person who caused the accident. If you are partly to blame for the accident, your claim may be reduced in line with your share of liability.<\/strong><\/p>\n

In the case of employees, it is important to note that, in the first few weeks following an accident, employees often continue to receive their salary from their employer. However, this does not mean that no loss has been incurred. Rather, the entitlement to compensation for loss of earnings, to the extent of the continued salary payments made, may be transferred in whole or in part to the employer. The employer can then, under certain conditions, recover this amount from the person responsible for the accident or their insurance company.<\/p>\n

For those affected, the loss of earnings is felt particularly keenly when continued pay ceases, sickness benefit is paid, or variable salary components such as commissions, bonuses, allowances or regular overtime are no longer paid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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When are you entitled to compensation for loss of earnings?<\/h2>\n

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A claim for loss of earnings may arise if several conditions are met:<\/p>\n