{"id":2170,"date":"2019-09-13T07:43:18","date_gmt":"2019-09-13T07:43:18","guid":{"rendered":"https:\/\/www.faire-regulierung.de\/?p=2170"},"modified":"2022-02-01T13:28:26","modified_gmt":"2022-02-01T12:28:26","slug":"reparaturkosten-unfall","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/","title":{"rendered":"Repair costs after an accident - tips on reimbursement"},"content":{"rendered":"

Every year on German roads <\/span>2.6 million road accidents<\/span><\/a>. After an accident, you as the injured party are entitled to reimbursement of the costs of restoring the vehicle. But how do you assert your claims and who actually pays the repair costs after an accident? Here you will find <\/span>helpful <\/span>Information on all aspects of repair costs.<\/span><\/p>\n\n\n\n

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Essential: Have accident damage correctly determined<\/h2>\n\n\n\n

To the <\/span>Safe<\/span>your requirements, it is <\/span>compelling <\/span>It is necessary to have the damage assessed correctly. The safest way for you is an expert report. An expert documents and analyses the accident damage and describes the steps and time required to complete the repair. This is the basis for your claims settlement. At the same time, you will receive a reliable statement on the amount of your loss of use claim. In the article<\/span> \"5 facts you should know about vehicle appraisals\"<\/span><\/a> you will find a <\/span>Compilation <\/span>of all information on the subject of expert reports for accident damage.<\/span><\/p>\n\n\n\n

As a user of the faire regulation, you have access to tried and tested independent experts. Report your accident damage here. We will take care of everything else and ensure the best possible claims settlement for you. <\/span>safe<\/span>.<\/span><\/p>\n\n\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tReport a road accident<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n

Important: Who pays the repair costs after a road accident?<\/h2>\n\n\n\n

Are you the injured party in the traffic accident? In this constellation, the liability insurance of the person responsible for the accident is liable to pay benefits. You will be compensated within the scope of damages. <\/span><\/p>\n\n\n\n

Did you cause the accident? Then this is a case for your comprehensive insurance or your own wallet.<\/span><\/p>\n\n\n\n

As you can see from this, clarifying the question of fault is essential, as this determines which insurance will apply in the event of an accident. As a user of the faire-Regulierung portal, you will receive a free initial assessment of the apportionment of blame within 24 hours of receiving your assessable accident report - directly to your mobile phone and prepared by an experienced network lawyer. Best of all, we guarantee that you will not be charged for this.<\/span>
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The basic requirement for an insurance company to cover the damage is that the accident was not caused intentionally. In addition, the damage must be reported in good time. The insurance company should know about the accident within 14 days. We will be happy to take care of the damage report to your insurance company and check your claims.<\/span><\/p>\n\n\n\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tCheck claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n

Deciding in favour of a repair: Is there a workshop commitment?<\/h2>\n\n\n\n

If you are the injured party in the accident, the insurance company of the party responsible is the addressee for your claims. Communication with the claims departments of the various insurers is one of the most important simplifications for users of the fair regulation. <\/span><\/p>\n\n\n\n

When it comes to choosing a repair workshop, don't let anyone talk you into it! You can choose the garage where the accident damage is to be repaired. In this constellation, there is no obligation to choose a workshop. The now frequently heard \"warnings\" about cost risks if you decide in favour of your own garage are also part of the repertoire of the insurers liable to pay. The aim of the insurance company is to steer you and your vehicle away from your trusted garage and to settle the claim in a garage that is more favourable for the insurance company. Do not fall for this.<\/span><\/p>\n\n\n\n

The situation is different in the case of comprehensive damage, i.e. damage that you have caused yourself. In this case, there could be a workshop commitment. Check the conditions in your insurance contract. If the insurance company stipulates that your vehicle must be repaired at the workshop specified by the insurance company. We generally advise against insurance contracts with workshop commitment. Experience from many thousands of insurance cases shows that the discounts granted in these tariffs are regularly disproportionate to the loss of benefits you risk in the event of a claim.<\/span><\/p>\n\n\n\n

Caution: The insurance company will reduce your claims for repair costs after an accident<\/h2>\n\n\n\n

The insurance company naturally wants to keep its expenses as low as possible and often reduces your claims. Typical points that are quickly cancelled and which your workshop regularly fights over afterwards:<\/span><\/p>\n\n\n\n