{"id":19041,"date":"2026-04-23T14:49:45","date_gmt":"2026-04-23T12:49:45","guid":{"rendered":"https:\/\/fairforce.one\/?p=19041"},"modified":"2026-04-23T16:01:07","modified_gmt":"2026-04-23T14:01:07","slug":"reparaturkosten-unfall","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/","title":{"rendered":"Repair costs after an accident - tips on reimbursement"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"19041\" class=\"elementor elementor-19041\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24993b75 e-flex e-con-boxed e-con e-parent\" data-id=\"24993b75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3523c9d elementor-widget elementor-widget-text-editor\" data-id=\"3523c9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p data-start=\"0\" data-end=\"384\">After a road accident, the question quickly arises: Who actually pays the repair costs - and how do you get your money reimbursed in full? Basically, if you are not at fault for the accident, the liability insurance of the person responsible will cover the costs. However, it is crucial that the damage is correctly determined and that your claims are properly asserted.<\/p>\n<p data-start=\"386\" data-end=\"597\" data-is-last-node=\"\" data-is-only-node=\"\">In this article, you will find out what is important when it comes to the reimbursement of repair costs, what role expert reports and the choice of garage play and how you can avoid insurance companies reducing justified claims.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6813fe0 elementor-widget elementor-widget-text-editor\" data-id=\"6813fe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class='ff1-notification-box'>\n<div class='ff1-notification-box__title'>In brief<\/div>\n<div class='ff1-notification-box__content'>\n<ul>\n<li data-section-id=\"8bz9oq\" data-start=\"14\" data-end=\"126\">In the event of an accident through no fault of your own, the liability insurance of the person responsible for the accident will cover the repair costs.<\/li>\n<li data-section-id=\"1wecjc\" data-start=\"127\" data-end=\"232\">An independent expert opinion is the most important basis for enforcing your claims in full.<\/li>\n<li data-section-id=\"1z0q8mh\" data-start=\"233\" data-end=\"336\">As the injured party, you have a free choice of garage - don't let the insurance company steer you.<\/li>\n<li data-section-id=\"bf2pol\" data-start=\"337\" data-end=\"445\" data-is-last-node=\"\">Insurance companies often reduce individual items - a professional review of your claims is worthwhile.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddb590a elementor-widget elementor-widget-text-editor\" data-id=\"ddb590a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2 class=\"wp-block-heading\" id=\"essentiell-unfallschaden-korrekt-ermitteln-lassen\" title=\"Essential: Have accident damage correctly determined\">Essential: Have accident damage correctly determined<\/h2>\n\n<p><span style=\"font-weight: 400;\">To the <\/span><span style=\"font-weight: 400;\">Safe<\/span><span style=\"font-weight: 400;\">your requirements, it is <\/span><span style=\"font-weight: 400;\">compelling <\/span><span style=\"font-weight: 400;\">It is necessary to have the damage assessed correctly. The safest way for you is an expert report. An expert documents and analyses the accident damage and describes the steps and time required to complete the repair. This is the basis for your claims settlement. At the same time, you will receive a reliable statement on the amount of your loss of use claim. In the article<\/span> <a href=\"https:\/\/fairforce.one\/ratgeber\/kfz-gutachten-nach-unfall\/\">Expert opinion after road accident<\/a><span style=\"font-weight: 400;\">\u00a0you will find a <\/span><span style=\"font-weight: 400;\">Compilation <\/span><span style=\"font-weight: 400;\">of all information on the subject of expert reports for accident damage.<\/span><\/p>\n\n<p>fairforce.one gives you access to tried and tested independent experts. Report your accident damage here. We will take care of everything else and ensure the best possible claims settlement for you.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad92483 elementor-widget elementor-widget-template\" data-id=\"ad92483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12859\" class=\"elementor elementor-12859\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eafa88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eafa88\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5119223\" data-id=\"5119223\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06a2a25 elementor-widget elementor-widget-heading\" data-id=\"06a2a25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Get your accident damage appraisal quickly and easily<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d21199 elementor-widget elementor-widget-text-editor\" data-id=\"9d21199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Sie wollen die optimale Erstattung nach Unfall erzielen?\\n Unfallgesch\u00e4digte in Ihrer Situation bekommen bei fairforce.one einfach beste Unterst\u00fctzung.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14979,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14279154},&quot;10&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Calibri&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:15,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:34}\">Accident victims in your situation simply get the best support from fairforce.one.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3a2507 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a3a2507\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner-gutachten\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24report\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c54b65c elementor-widget elementor-widget-text-editor\" data-id=\"c54b65c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2 class=\"wp-block-heading\" id=\"wichtig-wer-zahlt-die-reparaturkosten-nach-einem-verkehrsunfall\" title=\"Important: Who pays the repair costs after a road accident?\">Important: Who pays the repair costs after a road accident?<\/h2>\n\n<p><span style=\"font-weight: 400;\">Are you the injured party in the traffic accident? In this constellation, the liability insurance of the person responsible for the accident is liable to pay benefits. You will be compensated within the scope of damages.\u00a0<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">Did you cause the accident? Then this is a case for your comprehensive insurance or your own wallet.<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">As you can see from this, clarifying the question of fault is essential, as this determines which insurance will apply in the event of an accident. With fairforce.one, you will receive a free initial assessment of the apportionment of blame within 24 hours of receiving your assessable accident report. Best of all, we guarantee that you will not be charged for this.<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">The basic requirement for an insurance company to cover the damage is that the accident was not caused intentionally. In addition, the damage must be reported in good time. The insurance company should know about the accident within 14 days. We will be happy to take care of the damage report to your insurance company and check your claims.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc3698e elementor-widget elementor-widget-template\" data-id=\"cc3698e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12160\" class=\"elementor elementor-12160\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef95f4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef95f4a\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b9d665\" data-id=\"1b9d665\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-220d30e elementor-widget elementor-widget-heading\" data-id=\"220d30e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want to maximise the payout after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6ca7a elementor-widget elementor-widget-text-editor\" data-id=\"1e6ca7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accident victims in your situation simply get the best support from fairforce.one.<\/p><p><strong>Depending on the cause of the accident, customers receive an average of \u20ac480<sup><a href=\"#footnotes\">2<\/a><\/sup> Additional payment<\/strong><\/p><p>Callback within 5 minutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af1822b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"af1822b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24check\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2c044a elementor-widget elementor-widget-text-editor\" data-id=\"c2c044a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2 class=\"wp-block-heading\" id=\"entscheidung-fuer-eine-reparatur-gibt-es-eine-werkstattbindung\" title=\"Deciding in favour of a repair: Is there a workshop commitment?\">Deciding in favour of a repair: Is there a workshop commitment?<\/h2>\n\n<p><span style=\"font-weight: 400;\">If you are the injured party in the accident, the insurance company of the party responsible is the addressee for your claims. Communication with the claims departments of the various insurers is one of the most important simplifications for users of fairforce.one.\u00a0<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">When it comes to choosing a repair workshop, you have the right to choose the workshop where you want the accident damage to be repaired. In this constellation, there is no obligation to choose a workshop.\u00a0<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">The situation is different in the case of comprehensive damage, i.e. damage that you have caused yourself. In this case, there could be a workshop commitment. Check the conditions in your insurance contract. If the insurance company stipulates that your vehicle must be repaired in a workshop, you must have it repaired in the workshop specified by the insurance company. We generally advise against insurance contracts with workshop commitment. Experience from many thousands of insurance cases shows that the discounts granted in these tariffs are regularly disproportionate to the loss of benefits you risk in the event of a claim.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0210937 elementor-widget elementor-widget-text-editor\" data-id=\"0210937\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2 class=\"wp-block-heading\" id=\"was-tun-wenn-die-versicherung-ihre-ansprueche-fuer-reparaturkosten-nach-einem-unfall-kuerzt\" title=\"What should you do if the insurance company reduces your claims for repair costs after an accident?\">What should you do if the insurance company reduces your claims for repair costs after an accident?<\/h2>\n\n<p><span style=\"font-weight: 400;\">The insurance company naturally wants to keep its expenses as low as possible and therefore regularly reduces claims. Typical points that are quickly cancelled and that your workshop fights for afterwards:<\/span><\/p>\n\n<ul class=\"wp-block-list\">\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Small parts flat rate (washers, glue, clasps, etc.)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Transport costs (from the car dealership to the paint shop and back)<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Test drive after the repair (test for function and e.g. wind noise)<\/span><\/li>\n<\/ul>\n\n<p><span style=\"font-weight: 400;\">Due to the fact that not every material can be assigned to a specific order, the workshop has the option of <\/span><a href=\"https:\/\/www.iww.de\/ue\/schadenregulierung\/reparaturkosten-auch-das-lg-muenchen-spricht-die-kleinteilepauschale-zu-f94934\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Small parts flat rate<\/span><\/a><span style=\"font-weight: 400;\"> to be claimed. This flat rate applies to consumables such as <\/span><span style=\"font-weight: 400;\">Lubricants, adhesive tape and cleaning agents<\/span><span style=\"font-weight: 400;\"> and can be recognised in the amount of 2 % of the repair costs.\u00a0<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">The ongoing development of technology makes test drives irreplaceable. Today, vehicles are equipped with distance-keeping cruise control, blind spot assistants or lane keeping systems. A \u201cdrive round the block\u201d is no longer sufficient to check the vehicle for full functionality after repairs. Safety demands more extensive test drives. Your dealership is regularly faced with the challenge of getting this necessary work paid for by the insurance company.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2198725 elementor-widget elementor-widget-text-editor\" data-id=\"2198725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Please note<\/div><div class='ff1-notification-box__content'><p>Items that can be allocated to repairs are often cancelled by the insurance company. We - the team at fairforce.one - check your claims directly and secure them with our network of experts. Have your claim checked now.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2e449b elementor-widget elementor-widget-template\" data-id=\"d2e449b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"14246\" class=\"elementor elementor-14246\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-035df9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"035df9e\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8abf6f0\" data-id=\"8abf6f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-934bf03 elementor-widget elementor-widget-heading\" data-id=\"934bf03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want clarity and support with your road accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee1ef5e elementor-widget elementor-widget-text-editor\" data-id=\"ee1ef5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accident victims like you get the best support from fairforce.one.<\/p><p>Have your accident reported now <strong>free of charge and without obligation<\/strong> by our regulation specialists.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f10a331 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f10a331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24unsure\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a67c03 elementor-widget elementor-widget-text-editor\" data-id=\"6a67c03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"entscheidung-gegen-eine-reparatur-muss-der-unfallschaden-repariert-werden\" title=\"Decision against a repair: Does the accident damage have to be repaired?\">Decision against a repair: Does the accident damage have to be repaired?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">It is not absolutely necessary to have the vehicle involved in the accident repaired. If you decide not to have the vehicle repaired, you are still entitled to compensation for the repair costs. If you do not have the car repaired and have your claims paid out, this is referred to as a \u201c<a href=\"https:\/\/fairforce.one\/ratgeber\/unfallschaden-auszahlen-lassen\/\" target=\"_blank\" rel=\"noopener\">Fictitious settlement<\/a>\u201d. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">From our daily practice, we are aware of many objections from insurance companies. The basic principle of fictitious settlement is that no distinction is made between costs incurred and costs not incurred. It only depends on what costs would have been incurred if you had had the repair carried out.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With fairforce.one, you therefore also have access to experienced specialists for your complete fictitious settlement and payout.<\/span><\/p>\n<p><!-- \/wp:shortcode --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a811c70 elementor-widget elementor-widget-text-editor\" data-id=\"a811c70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Please note<\/div><div class='ff1-notification-box__content'><p>\u00a0Only if you are the owner of the vehicle can you decide for yourself whether or not to have the car repaired. In the case of leased or financed vehicles, the leasing company or the bank is the owner. In this case, it is not you - but the owner - who decides on the repair procedure.\u00a0<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b747197 elementor-widget elementor-widget-text-editor\" data-id=\"b747197\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"head6\">The right steps for fair claims settlement<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">Have you been involved in an accident through no fault of your own? Then play it safe and contact us directly:<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Our competent team of experts will discuss the right next steps with you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If required, we can organise an expert to come to your home. He will prepare the important independent expert opinion<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your full claims are calculated by specialised teams of lawyers using our software<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your optimised claims are asserted with the insurance companies liable to pay benefits and paid out for you<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If required, our network of tested, reliable specialist workshops and replacement vehicles will support you<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will be kept up to date on all regulatory progress via our innovative HIS (customer information system).<\/span><\/li>\n<\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">We can't undo your accident. But we will make the best of it for you, we promise!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a522ad4 elementor-widget elementor-widget-template\" data-id=\"a522ad4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8d96b1 elementor-widget elementor-widget-tc-faq\" data-id=\"d8d96b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tc-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <div class=\"tc__faq-container\">\n                    <h2 class=\"tc__faq-title\" id=\"haeufig-gestellte-fragen-zum-thema-reparaturkosten-nach-unfall\" title=\"Frequently asked questions about repair costs after an accident\">Frequently asked questions about repair costs after an accident<\/h2>\n                    <div class=\"tc__faq-item-container\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n                        <div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wer-zahlt-die-reparaturkosten-nach-einem-unfall\" title=\"Who pays the repair costs after an accident?\">Who pays the repair costs after an accident?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>In the event of an accident that was not your fault, the liability insurance of the person who caused the accident will cover the repair costs. If you caused the accident yourself, your fully comprehensive insurance will cover the costs, depending on the contract.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"brauche-ich-ein-gutachten-fuer-die-schadensregulierung\" title=\"Do I need an expert opinion for the claims settlement?\">Do I need an expert opinion for the claims settlement?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Yes, an independent expert report is highly recommended. It documents the damage, quantifies the repair costs and serves as a basis for the full enforcement of your claims.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"darf-ich-die-werkstatt-frei-waehlen\" title=\"Am I free to choose the workshop?\">Am I free to choose the workshop?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p data-start=\"736\" data-end=\"1051\">Yes, as the injured party, you generally have a free choice of garage. A workshop commitment only exists for comprehensive damage if this has been contractually agreed.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"muss-ich-mein-fahrzeug-ueberhaupt-reparieren-lassen\" title=\"Do I have to have my vehicle repaired at all?\">Do I have to have my vehicle repaired at all?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>No. You can also have the repair costs paid out to you (so-called fictitious settlement). In this case, you will receive the amount calculated in the expert opinion - even without the actual repair.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"warum-kuerzt-die-versicherung-oft-die-reparaturkosten\" title=\"Why does the insurance company often reduce the repair costs?\">Why does the insurance company often reduce the repair costs?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Insurance companies often try to reduce costs by cancelling individual items (e.g. transport costs or small parts). It is therefore worth having your claims professionally checked.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/reparaturkosten-unfall\/\">learn more<\/a><\/div><\/div><\/div>                    <\/div>\n                <\/div>\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Nach einem Verkehrsunfall stellt sich schnell die Frage: Wer zahlt eigentlich die Reparaturkosten \u2013 und wie bekommen Sie Ihr Geld vollst\u00e4ndig erstattet? Grunds\u00e4tzlich gilt: Sind Sie nicht schuld am Unfall, \u00fcbernimmt die Haftpflichtversicherung des Verursachers die Kosten. Entscheidend ist jedoch, dass der Schaden korrekt ermittelt und Ihre Anspr\u00fcche sauber geltend gemacht werden. In diesem Beitrag [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":19062,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"4985,7030,1803,3691,4005,2555","_relevanssi_noindex_reason":"","_lmt_disableupdate":"yes","_lmt_disable":"","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[8],"class_list":["post-19041","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber","tag-anspruchsarten"],"acf":[],"modified_by":"thecase_cmueller","yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/19041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/comments?post=19041"}],"version-history":[{"count":33,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/19041\/revisions"}],"predecessor-version":[{"id":19078,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/19041\/revisions\/19078"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media\/19062"}],"wp:attachment":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media?parent=19041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/categories?post=19041"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/tags?post=19041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}