{"id":18575,"date":"2026-02-04T12:59:36","date_gmt":"2026-02-04T11:59:36","guid":{"rendered":"https:\/\/fairforce.one\/?p=18575"},"modified":"2026-02-04T13:44:40","modified_gmt":"2026-02-04T12:44:40","slug":"kfz-gutachten-nach-unfall","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/kfz-gutachten-nach-unfall\/","title":{"rendered":"Expert opinion after a road accident - what the insurance company pays"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"18575\" class=\"elementor elementor-18575\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30ab9907 e-flex e-con-boxed e-con e-parent\" data-id=\"30ab9907\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16e8b93 elementor-widget elementor-widget-text-editor\" data-id=\"16e8b93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The following applies after road accidents: without an exact assessment of the damage, there can be no proper settlement and reimbursement. A motor vehicle expert examines and assesses the damage to the vehicle caused by an accident and documents the situation in an expert report. In our guide, we explain when you need an expert report and what else you need to know.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db23bdd elementor-widget elementor-widget-text-editor\" data-id=\"db23bdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>In brief<\/div><div class='ff1-notification-box__content'><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An independent motor vehicle appraisal helps to quantify the specific claims following the accident.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In contrast to the cost estimate from the garage, damage items such as depreciation are also listed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">As the injured party, you have the right to your own independent expert. You should not accept an expert sent by the opposing insurance company.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The costs of the accident report are borne by the insurance company liable to pay compensation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">We will be happy to help you commission a competent and independent expert.<\/span><\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8779da elementor-widget elementor-widget-template\" data-id=\"e8779da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12859\" class=\"elementor elementor-12859\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eafa88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eafa88\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5119223\" data-id=\"5119223\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06a2a25 elementor-widget elementor-widget-heading\" data-id=\"06a2a25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Get your accident damage appraisal quickly and easily<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d21199 elementor-widget elementor-widget-text-editor\" data-id=\"9d21199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Sie wollen die optimale Erstattung nach Unfall erzielen?\\n Unfallgesch\u00e4digte in Ihrer Situation bekommen bei fairforce.one einfach beste Unterst\u00fctzung.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14979,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14279154},&quot;10&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Calibri&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:15,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:34}\">Accident victims in your situation simply get the best support from fairforce.one.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3a2507 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a3a2507\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner-gutachten\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24report\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b3823c elementor-widget elementor-widget-text-editor\" data-id=\"1b3823c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"wann-brauche-ich-ein-gutachten-nach-einem-unfall\" title=\"When do I need an expert opinion after an accident?\">When do I need an expert opinion after an accident?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>After a road accident, the question always arises as to how much damage has actually been caused. This is best answered by a professionally correct damage appraisal. This is where a motor vehicle expert can help.  He prepares the expert report and documents the damage in pictures, technical facts and the resulting amounts of money for the restoration.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d97c0d elementor-widget elementor-widget-text-editor\" data-id=\"0d97c0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"was-steht-im-kfz-gutachten-nach-einem-unfall\" title=\"What does the motor vehicle report say after an accident?\">What does the motor vehicle report say after an accident?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>The amount and cause of the damage is determined in the expert report. It also serves to preserve evidence. Particularly if the amount of damage, the course of events or concealed damage is later disputed, a proper preservation of evidence is crucial.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdd48f9 elementor-widget elementor-widget-text-editor\" data-id=\"fdd48f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"welche-vorteile-hat-das-sachverstaendigengutachten\" title=\"What are the advantages of the expert opinion?\">What are the advantages of the expert opinion?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>When the expert opinion is drawn up, the recognisable damage is compared with the accident description and inconsistencies can be uncovered in good time. Another significant advantage of the expert opinion over the simple cost estimate is the documentation of the reduction in value. This <a href=\"https:\/\/fairforce.one\/ratgeber\/unverschuldeter-unfall\/\">Type of claim<\/a> will otherwise quickly fall by the wayside and you will miss out on a valuable reimbursement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e2ac0e elementor-widget elementor-widget-text-editor\" data-id=\"0e2ac0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"muss-ich-den-gutachter-nehmen-den-die-gegnerische-versicherung-mir-schickt\" title=\"Do I have to use the expert sent to me by the opposing insurance company?\">Do I have to use the expert sent to me by the opposing insurance company?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Insurers often commission their own experts. To avoid conflicts of interest and fully protect your claims, an independent expert opinion is often the better choice.<\/p>\n<p>In the case of clear liability, the costs of the latter are generally reimbursable, provided that the assignment was necessary from the perspective of a reasonable injured party.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7dfb0b elementor-widget elementor-widget-text-editor\" data-id=\"d7dfb0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"haftet-der-gutachter-fuer-seine-aussage\" title=\"Is the expert liable for his statement?\">Is the expert liable for his statement?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>As the injured party, you can generally rely on the expertise of the expert. If the costs listed in the expert report are too high, the expert may be liable to the opposing insurance company.<\/p>\n<p>If there are objections or reductions, comprehensible documentation helps to enforce the claims - with legal support if necessary.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd3f6f7 elementor-widget elementor-widget-text-editor\" data-id=\"cd3f6f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"wann-ist-die-erstellung-eines-gutachtens-nicht-ratsam\" title=\"When is it not advisable to prepare an expert opinion?\">When is it not advisable to prepare an expert opinion?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>For minor damage (rule of thumb: up to approx. \u20ac800-1,000), a cost estimate is often sufficient. However, if the damage is not clearly minor (e.g. possible concealed damage), an expert opinion may still be necessary and eligible for reimbursement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f06256e elementor-widget elementor-widget-text-editor\" data-id=\"f06256e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"2\">Can I choose an independent expert myself?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>As the injured party, you are not obliged to accept the expert brought in by the opposing insurance company. On the contrary! You can and should choose and commission an independent expert yourself.<\/p>\n<p>As the injured party, an independent expert opinion is usually the better choice for you. The costs incurred for the expert opinion must be borne by the opposing insurance company.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c6a0db elementor-widget elementor-widget-text-editor\" data-id=\"3c6a0db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"wer-beauftragt-den-gutachter-nach-dem-verkehrsunfall\" title=\"Who commissions the expert after the road accident?\">Who commissions the expert after the road accident?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>You have various options for obtaining an expert opinion.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3>Option 1: <br \/>Expert recommended by the dealership<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Garages regularly recommend proven experts from their network. You can often commission these experts directly at the dealership or the dealership will call them for you. This approach protects you as far as possible from unpleasant surprises in the person of the expert, as car dealerships prefer customer-orientated experts.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3>Option 2: <br \/>Insurance company liable to pay sends you an expert<\/h3>\n<p><span style=\"color: #800000;\">NOT RECOMMENDED!<\/span><\/p>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>The preparation of an expert opinion can also be initiated by the insurance company liable to pay. The insurance industry also has its own experts to assess accident damage. However, we strongly advise against this option due to the potential conflict of interest.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3>Option 3: <br \/>Own research &amp; commissioning<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>If you still want to do your own search, you can find a wide-ranging appraiser market on the Internet via the usual search engines. Look out for reputable providers, good training certificates and, ideally, credible customer reviews.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3>Option 4: <br \/>We will send you a top-rated independent valuer<\/h3>\n<p><span style=\"color: #008000;\">OUR RECOMMENDATION<\/span><\/p>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>In order to achieve the best possible regulation for our customers, we have built up a nationwide network of above-average appraisers. Our innovative portal allows us to measure response times and service levels.<br \/>This gives you the advantage of getting a verifiably good expert.<br \/>As a special service, the experts from our network will come to your home or workplace. This saves you valuable time.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d83c36b elementor-widget elementor-widget-template\" data-id=\"d83c36b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12859\" class=\"elementor elementor-12859\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eafa88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eafa88\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5119223\" data-id=\"5119223\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06a2a25 elementor-widget elementor-widget-heading\" data-id=\"06a2a25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Get your accident damage appraisal quickly and easily<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d21199 elementor-widget elementor-widget-text-editor\" data-id=\"9d21199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Sie wollen die optimale Erstattung nach Unfall erzielen?\\n Unfallgesch\u00e4digte in Ihrer Situation bekommen bei fairforce.one einfach beste Unterst\u00fctzung.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14979,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:14279154},&quot;10&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:0},&quot;15&quot;:&quot;Calibri&quot;,&quot;16&quot;:10}\" data-sheets-textstyleruns=\"{&quot;1&quot;:0}\uee10{&quot;1&quot;:15,&quot;2&quot;:{&quot;5&quot;:1}}\uee10{&quot;1&quot;:34}\">Accident victims in your situation simply get the best support from fairforce.one.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3a2507 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a3a2507\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner-gutachten\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24report\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1fe3ac elementor-widget elementor-widget-text-editor\" data-id=\"a1fe3ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"4\">Who pays the costs of the motor vehicle appraisal?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>In the case of a <em>not<\/em> The liability insurance of the other party is responsible in the event of a self-inflicted accident. All costs incurred - including the costs of the expert opinion - must be borne by the other party's insurance.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p>If an accident is wholly or partly self-inflicted, comprehensive insurance will cover the costs in full or in part. In this case, the assumption of the expert's costs is regulated individually via the conditions stipulated in the insurance contract. <strong>The costs depend on the amount of damage, scope and vehicle, among other things.<\/strong> Typical amounts are between around \u20ac400 and \u20ac1,500.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe63c06 elementor-widget elementor-widget-text-editor\" data-id=\"6fe63c06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<!-- wp:paragraph --><!-- \/wp:paragraph --><!-- wp:shortcode --><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><!-- \/wp:shortcode --><!-- wp:heading --><!-- \/wp:shortcode --><!-- wp:heading -->\n<h2 id=\"wie-bekomme-ich-am-einfachsten-ein-unabhaengiges-gutachten\" title=\"What is the easiest way to obtain an independent expert opinion?\">What is the easiest way to obtain an independent expert opinion?<\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<p>Have you been involved in an accident through no fault of your own and need an independent motor vehicle valuer after the accident? Then play it safe and contact us directly:<\/p>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li>Our competent team of experts will discuss the right next steps with you.\u00a0<\/li>\n<li>If required, we can organise a certified surveyor to come to your home. He will prepare the important independent expert opinion\u00a0<\/li>\n<li>Your full claims are calculated by specialised teams of lawyers using our software\u00a0<\/li>\n<li>Your optimised claims are asserted with the insurance companies liable to pay benefits and paid out for you\u00a0<\/li>\n<li>If required, our network of tested, reliable specialist workshops and replacement vehicles will support you\u00a0<\/li>\n<li>You will be kept up to date on all regulatory progress via our innovative HIS (customer information system).\u00a0<\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<p>Unfortunately, we cannot undo your accident. But we will make the best of it for you, we promise!<\/p>\n<!-- \/wp:paragraph --><!-- wp:shortcode --><!-- \/wp:shortcode -->\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78aa9ad elementor-widget elementor-widget-template\" data-id=\"78aa9ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-892ec9e elementor-widget elementor-widget-tc-faq\" data-id=\"892ec9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tc-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <div class=\"tc__faq-container\">\n                    <h2 class=\"tc__faq-title\" id=\"haeufig-gestellte-fragen-zum-thema-gutachten-nach-unfall\" title=\"Frequently asked questions on the subject of expert reports after an accident\">Frequently asked questions on the subject of expert reports after an accident<\/h2>\n                    <div class=\"tc__faq-item-container\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n                        <div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"ab-wann-lohnt-sich-ein-kfz-gutachten-nach-einem-unfall\" title=\"When is a motor vehicle appraisal worthwhile after an accident?\">When is a motor vehicle appraisal worthwhile after an accident?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>An expert opinion is usually worthwhile if the damage is not clearly minor (rule of thumb: over approx. \u20ac800-1,000) or if concealed damage is possible.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/kfz-gutachten-nach-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"muss-ich-den-gutachter-der-gegnerischen-versicherung-akzeptieren\" title=\"Do I have to accept the expert of the opposing insurance company?\">Do I have to accept the expert of the opposing insurance company?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>No. As the injured party, you are generally entitled to commission an independent expert of your choice to fully secure your claims.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/kfz-gutachten-nach-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wer-bezahlt-das-unfallgutachten\" title=\"Who pays for the accident report?\">Who pays for the accident report?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>In the case of clear liability, the liability insurance of the other party to the accident usually bears the expert's costs - provided the expert's report was necessary from the perspective of a reasonable injured party.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/kfz-gutachten-nach-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"was-ist-der-unterschied-zwischen-gutachten-und-kostenvoranschlag\" title=\"What is the difference between an expert opinion and a cost estimate?\">What is the difference between an expert opinion and a cost estimate?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p data-start=\"699\" data-end=\"947\">A cost estimate primarily shows repair costs. An expert opinion also covers important items such as depreciation, loss of use and serves to preserve evidence.<\/p>\n<p data-start=\"949\" data-end=\"1166\">\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/kfz-gutachten-nach-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"was-steht-in-einem-kfz-gutachten\" title=\"What does a motor vehicle report say?\">What does a motor vehicle report say?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Typical information includes photos, damage description, repair route, repair costs, replacement value, residual value, depreciation and - depending on the case - loss of use or downtime.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/kfz-gutachten-nach-unfall\/\">learn more<\/a><\/div><\/div><\/div>                    <\/div>\n                <\/div>\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Nach Verkehrsunf\u00e4llen gilt: Ohne die exakte Beurteilung der Sch\u00e4den gibt es auch keine ordentliche Regulierung und Erstattung. Ein KFZ-Sachverst\u00e4ndiger pr\u00fcft und bewertet den durch einen Unfall verursachten Schaden am Fahrzeug und dokumentiert die Sachlage in einem Gutachten. Wir erkl\u00e4ren Ihnen in unserem Ratgeber, wann Sie ein Gutachten ben\u00f6tigen und was Sie dazu noch wissen sollten. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":18584,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"4985,5958,7030,2908,2555,3691","_relevanssi_noindex_reason":"","_lmt_disableupdate":"yes","_lmt_disable":"","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-18575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber"],"acf":[],"modified_by":"thecase_cmueller","yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/18575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/comments?post=18575"}],"version-history":[{"count":15,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/18575\/revisions"}],"predecessor-version":[{"id":18593,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/18575\/revisions\/18593"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media\/18584"}],"wp:attachment":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media?parent=18575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/categories?post=18575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/tags?post=18575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}