{"id":15908,"date":"2024-10-24T13:45:33","date_gmt":"2024-10-24T11:45:33","guid":{"rendered":"https:\/\/fairforce.one\/?p=15908"},"modified":"2024-10-24T13:45:35","modified_gmt":"2024-10-24T11:45:35","slug":"fahren-ohne-versicherungsschutz","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/fahren-ohne-versicherungsschutz\/","title":{"rendered":"Driving without insurance cover - these are the penalties"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"15908\" class=\"elementor elementor-15908\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c80bf8 e-flex e-con-boxed e-con e-parent\" data-id=\"7c80bf8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5159ddf elementor-widget elementor-widget-text-editor\" data-id=\"5159ddf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Anyone who drives a vehicle can get into an accident at any time. This is why insurance is compulsory for motor vehicles in Germany. Without proof of valid insurance, a vehicle cannot even be registered. But what happens if there is no insurance cover? The account was not covered, the application went wrong, the eVB was wrong, someone cancelled... In this guide article, we explain what happens if you drive a vehicle without insurance cover or even get into an accident with it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c187f19 elementor-widget elementor-widget-template\" data-id=\"c187f19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12416\" class=\"elementor elementor-12416\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6337a82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6337a82\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9f1f9d1\" data-id=\"9f1f9d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4efa476 elementor-widget elementor-widget-heading\" data-id=\"4efa476\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want to know what you are entitled to after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-399d25d elementor-widget elementor-widget-text-editor\" data-id=\"399d25d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Use the <strong>free of charge and without obligation<\/strong> Initial assessment of fairforce.one<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b90a4b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2b90a4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkneutral\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c628285 elementor-widget elementor-widget-text-editor\" data-id=\"c628285\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>In brief<\/div><div class='ff1-notification-box__content'><\/p>\n<ul>\n<li>All motor vehicles must be legally insured against third party liability in Germany. This is compulsory and not optional insurance.<\/li>\n<li>If you drive a motor vehicle on public roads without motor vehicle liability insurance, you are committing a criminal offence and risk fines or imprisonment.<\/li>\n<li>In the event of a road accident, the person responsible is generally liable - even if the vehicle is uninsured.<\/li>\n<li>The vehicle owner can also be held liable if they allow other people to drive their vehicle without insurance cover.\u00a0<br \/>\n<\/div><\/div> <!-- \/wp:shortcode --><!-- wp:heading --><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24ac0bd elementor-widget elementor-widget-text-editor\" data-id=\"24ac0bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"kfz-haftpflichtversicherung-wirklich-pflicht\" title=\"Is motor third party liability insurance really compulsory?\">Is motor third party liability insurance really compulsory?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>In Germany, it is mandatory for you as a driver to have valid motor vehicle liability insurance for your vehicle. This obligation is regulated in the so-called \"Law on Compulsory Insurance for Motor Vehicle Owners\" - in short: \"Compulsory Insurance Law\". This means that you must insure your car with an insurer of your choice and pay an insurance premium. You are then financially protected in the event of a road accident with the agreed sum insured.<\/p>\n<p>This means that your motor vehicle liability insurance pays for damage caused to other road users by your behaviour. This protects you from high claims that you would otherwise have to pay privately. This is because high sums can quickly become due for personal injury and property damage.<\/p>\n<p>With motor vehicle liability insurance, you transfer this payment obligation to the insurance company and protect your private assets. At the same time, the compulsory insurance law ensures that you are covered as an accident victim. This is because if the person responsible for the accident is privately liable, there is always the risk that they do not have any significant assets and cannot pay for your damages. Here too, the insurance ensures that you are not left with the costs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf278c9 elementor-widget elementor-widget-text-editor\" data-id=\"bf278c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Important<\/div><div class='ff1-notification-box__content'><p>Driving without insurance cover on public roads, streets and squares is a criminal offence. Not only the driver, but also the owner is generally liable to prosecution.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83c2d4b elementor-widget elementor-widget-text-editor\" data-id=\"83c2d4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"fahren-ohne-versicherungsschutz-strafe\" title=\"Driving without insurance cover - Penalty\">Driving without insurance cover - Penalty<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Despite the obligation to have motor vehicle liability insurance, it can happen that the car is not insured. In this case, driving without insurance cover can result in penalties. Below we have listed a few typical situations that can lead to loss or incorrect insurance cover when driving a motor vehicle. A violation of the Compulsory Insurance Act can occur, for example, if:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li>the insurance provider is changed (e.g. after cancellation of the old insurance, although the new insurance is not yet active)<\/li>\n<li>no insurance has yet been taken out for the motor vehicle<\/li>\n<li>the vehicle has an unregistered or foreign licence plate number<\/li>\n<li>the insurance premiums have not been paid<\/li>\n<li>the vehicle's general operating licence has been withdrawn<\/li>\n<li>the main inspection has expired<\/li>\n<\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>If at least one of these points applies to you, then you may <u>under no circumstances<\/u><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li>drive on public roads, streets or car parks<\/li>\n<li>Let family members or friends drive your car<\/li>\n<li>Repark your car<\/li>\n<\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>Even if you only drive a few metres in your car, you are liable to prosecution for driving without insurance cover. <strong>The compulsory insurance law also applies to all motorbikes and mopeds.<\/strong> Motorbikes, scooters and mopeds may not be driven on public roads, streets and squares without insurance cover. The same penalties apply as for driving a car without insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3beec3 elementor-widget elementor-widget-text-editor\" data-id=\"f3beec3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Our tip<\/div><div class='ff1-notification-box__content'><p>If you want to register a new motor vehicle, you must already have insurance cover. Otherwise you will not be granted a licence. To do this, insurance companies usually issue a so-called <strong>eVB number<\/strong> off. With this seven-digit code, you can usually register your car with the registration authority immediately after taking out motor vehicle liability insurance.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3617f4c elementor-widget elementor-widget-text-editor\" data-id=\"3617f4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"was-passiert-beim-fahren-ohne-versicherungsschutz-und-einem-unfall\" title=\"What happens if I drive without insurance cover and have an accident?\">What happens if I drive without insurance cover and have an accident?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Road accidents are, by their very nature, part and parcel of road traffic. The damage resulting from an accident is divided into property damage, financial loss and personal injury. While classic property damage - for example, a dent in the bodywork - can seem relatively straightforward and trivial, the immense importance of solid financial backing becomes clear when it comes to personal injury, i.e. injury to life or limb. Compensation for pain and suffering, treatment costs and loss of earnings can very quickly reach high sums. If there is no insurance cover, the injured party is left with nothing and the perpetrator faces personal insolvency.<\/p>\n<p>Road users who drive without insurance cover are always negligent - and run the risk of having to shoulder unaffordably high compensation payments in the worst-case scenario. This is because the person responsible for the accident is rightly asked to pay. <strong>This form of liability is called fault-based liability. Whoever is at fault for the accident must also pay for the resulting costs.<\/strong> In addition to any offences or criminal offences committed in the accident itself, drivers are also liable to prosecution for driving without insurance cover.<\/p>\n<p>This also applies if the car is not insured but is registered. For example, if the insurance is cancelled after registration or otherwise ends. Of course, you are also not allowed to drive a deregistered car. Driving without a licence plate is even more prohibited.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cff7966 elementor-widget elementor-widget-text-editor\" data-id=\"cff7966\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Good to know<\/strong>If it is not the vehicle owner but a family member or another person who is driving, the vehicle owner may be asked to pay. In this case, so-called strict liability applies if the owner knowingly allows another person to drive the car without insurance cover.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><strong>Attention<\/strong>: All it takes to be caught driving without insurance is a speed camera or a traffic check.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9351797 elementor-widget elementor-widget-text-editor\" data-id=\"9351797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Our tip<\/div><div class='ff1-notification-box__content'><p>If you have been involved in a traffic accident through no fault of your own and the other party in the accident does not have insurance, contact fairforce.one directly, as you will need to settle your claim via special non-profit aid organisations such as Verkehrsopferhilfe e.V. (Traffic Victim Aid). We will advise you on your options and help you enforce your rights.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4351bc6 elementor-widget elementor-widget-template\" data-id=\"4351bc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"14246\" class=\"elementor elementor-14246\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-035df9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"035df9e\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8abf6f0\" data-id=\"8abf6f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-934bf03 elementor-widget elementor-widget-heading\" data-id=\"934bf03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want clarity and support with your road accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee1ef5e elementor-widget elementor-widget-text-editor\" data-id=\"ee1ef5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accident victims like you get the best support from fairforce.one.<\/p><p>Have your accident reported now <strong>free of charge and without obligation<\/strong> by our regulation specialists.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f10a331 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"f10a331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24unsure\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1b701 elementor-widget elementor-widget-text-editor\" data-id=\"0a1b701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"strafen-beim-autofahren-ohne-versicherung\" title=\"Penalties for driving without insurance\">Penalties for driving without insurance<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Driving without insurance is a criminal offence. It can therefore be punished with a fine or prison sentence. Section 6 of the Compulsory Insurance Act stipulates that such an offence can result in up to six months imprisonment or a fine of up to 180 daily rates. In addition to being a criminal offence, driving without insurance represents a not inconsiderable private risk of immense financial losses, which can lead to private insolvency.<\/p>\n<p><strong>Attention<\/strong>: You are considered to have a criminal record from 90 daily rates and will receive an entry in your criminal record. You may also be banned from driving and receive up to six points in the traffic register in Flensburg. If you are both the driver and the vehicle owner, you may also be disqualified from driving.<\/p>\n<p>For example, novice drivers who drive their parents' car without insurance cover must expect to have their probationary period extended and may have to attend an advanced training seminar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c37486 elementor-widget elementor-widget-text-editor\" data-id=\"7c37486\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Ignorance is no defence against punishment! <\/div><div class='ff1-notification-box__content'><p>If you drive your car without insurance cover, you are liable to prosecution even if you are not aware of your misconduct.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b502cf elementor-widget elementor-widget-text-editor\" data-id=\"0b502cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"schritte-zur-fairen-schadensregulierung\" title=\"Steps towards fair claims settlement\">Steps towards fair claims settlement<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Have you been involved in an accident through no fault of your own and the person who caused the accident has no insurance? Then it's best to report it quickly to fairforce.one. The secure procedure at a glance:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li>You report the accident to us risk-free and free of charge by telephone on 0800 30 111 60 or even faster <span class=\"s1\"><span style=\"font-weight: 400;\"><a href='\/en\/lp\/anspruchsrechner\/?utm_source=faire-regulierung.de&#038;utm_medium=ratgeber&#038;utm_content=&#038;utm_term=Jetzt%20Anspruch%20berechnen' title='here online'>here online<\/a><\/span><\/span>.<\/li>\n<li>Our competent team will examine your case immediately and explain how to proceed.<\/li>\n<li>Claims settlement will be initiated and you will be supported until you receive the best possible compensation.<\/li>\n<\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p>The licensed specialists from the fairforce.one network take care of the tasks involved and deal with your claims for damages, with absolute expertise and without risk to you.<\/p>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c6435a elementor-widget elementor-widget-template\" data-id=\"0c6435a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f31df5 elementor-widget elementor-widget-tc-faq\" data-id=\"5f31df5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tc-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <div class=\"tc__faq-container\">\n                    <h2 class=\"tc__faq-title\" id=\"faq-zum-fahren-ohne-versicherung\" title=\"FAQ on driving without insurance\">FAQ on driving without insurance<\/h2>\n                    <div class=\"tc__faq-item-container\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n                        <div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wie-hoch-ist-die-strafe-bei-fahren-ohne-versicherungsschutz\" title=\"How high is the penalty for driving without insurance cover?\">How high is the penalty for driving without insurance cover?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Anyone who drives without third-party motor vehicle liability risks up to six months in prison and up to 180 daily fines. In addition, points in Flensburg and other disadvantages.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahren-ohne-versicherungsschutz\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wer-haftet-bei-fahren-ohne-versicherungsschutz\" title=\"Who is liable for driving without insurance cover?\">Who is liable for driving without insurance cover?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>As a rule, the owner of the vehicle is liable, as he is responsible for the correct registration and insurance of his vehicle, as well as the driver, who should have checked the insurance before starting the journey.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahren-ohne-versicherungsschutz\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wie-lange-darf-man-ohne-eintragung-fahren\" title=\"How long can you drive without registration?\">How long can you drive without registration?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Driving without a licence is not permitted, but does not constitute a criminal offence. It is an administrative offence.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahren-ohne-versicherungsschutz\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wann-ist-es-fahren-ohne-versicherungsschutz\" title=\"When is it driving without insurance cover?\">When is it driving without insurance cover?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Whenever there is no or no complete motor vehicle liability insurance. This is compulsory in Germany and a prerequisite for driving a car, motorbike, moped, motorbike and other vehicles.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahren-ohne-versicherungsschutz\/\">learn more<\/a><\/div><\/div><\/div>                    <\/div>\n                <\/div>\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Jeder, der ein Fahrzeug bewegt, kann jederzeit in einen Unfall geraten. Deshalb gibt es in Deutschland eine Versicherungspflicht f\u00fcr Kraftfahrzeuge. Ohne Nachweis einer g\u00fcltigen Versicherung gibt es regul\u00e4r nicht einmal die Zulassung. Aber was ist, wenn doch kein Versicherungsschutz besteht? Das Konto war nicht gedeckt, der Antrag ist schiefgegangen, die eVB war falsch, irgendwer hat [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":15928,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"4419,4147,15370,4202,12377,15210","_relevanssi_noindex_reason":"","_lmt_disableupdate":"yes","_lmt_disable":"no","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[11],"class_list":["post-15908","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber","tag-unfall"],"acf":[],"modified_by":"thecase_cmueller","yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":1,"sum_votes":5},"_links":{"self":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/15908","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/comments?post=15908"}],"version-history":[{"count":19,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/15908\/revisions"}],"predecessor-version":[{"id":15931,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/15908\/revisions\/15931"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media\/15928"}],"wp:attachment":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media?parent=15908"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/categories?post=15908"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/tags?post=15908"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}