{"id":14508,"date":"2024-06-19T15:18:14","date_gmt":"2024-06-19T13:18:14","guid":{"rendered":"https:\/\/fairforce.one\/?p=14508"},"modified":"2024-06-20T09:29:53","modified_gmt":"2024-06-20T07:29:53","slug":"gegenstaende-unfall","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/gegenstaende-unfall\/","title":{"rendered":"Glasses or smartphone broken after an accident. What to do?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14508\" class=\"elementor elementor-14508\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0ab62b e-flex e-con-boxed e-con e-parent\" data-id=\"c0ab62b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a8b6c4 elementor-widget elementor-widget-text-editor\" data-id=\"8a8b6c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Germany has 2.6 million road accidents recorded by the police every year. Accidents can also result not only in damage to the car itself, but also to personal items such as glasses or smartphones. But who covers the costs of the damage? We will clarify this for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52f6445 elementor-widget elementor-widget-text-editor\" data-id=\"52f6445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"erstattet-die-versicherung-kaputte-gegenstaende-nach-einem-verkehrsunfall\" title=\"Does the insurance company reimburse broken items after a road accident?\">Does the insurance company reimburse broken items after a road accident?<\/h2>\n<p>In the event of a road traffic accident that was not caused by the occupant, all items that the occupant is wearing or carrying are part of the compensation. This includes items such as glasses, wallet, clothing, smartphone, tablet and laptop.\u00a0<\/p>\n<p><strong>But beware, practical tip: <\/strong><br \/>The prerequisite for a claim for compensation is that the items in the car were well secured. So make sure that you stow loose items safely in the car. At the latest when registering claims for compensation with the party responsible for the accident or their insurance company, questions will be asked such as:\u00a0<\/p>\n<ul>\n<li><em>Was the expensive bottle of wine simply lying in the footwell or was it reasonably secured in a standard shopping crate?\u00a0<\/em><\/li>\n<li><em>Was the laptop safely stored in an appropriate bag or was it lying open on the back seat, ready to be smashed against the passenger seat?<\/em><\/li>\n<li><em>Was the mobile phone fixed in a suitable hands-free kit or was it lying loose in the centre console as a potential projectile towards the dashboard?<\/em><\/li>\n<\/ul>\n<p><strong>The correct answers will decide whether you get a refund or \"bad luck\".<\/strong><\/p>\n<p>Important information about the <a href=\"https:\/\/fairforce.one\/ratgeber\/kindersitz-nach-unfall\/\">Compensation for child seats<\/a> we have compiled for you here.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebc59a7 elementor-widget elementor-widget-text-editor\" data-id=\"ebc59a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Important for you<\/div><div class='ff1-notification-box__content'><p>In order to enforce a claim for compensation, you are obliged to provide evidence. To do this, it is important to document the damage to your personal belongings after an accident. It is best to take photos of the damage at the scene of the accident.<\/p>\n<p>You must also provide proof of the value of the items. Proof of purchase still works best here. If you don't have any invoices, the insurance company will round up the value of your items - unfortunately usually to your disadvantage. Market price research from the major online platforms can also be used as a workaround.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-618b462 elementor-widget elementor-widget-text-editor\" data-id=\"618b462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Not sure whether you are entitled to compensation for damaged personal property?<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4356ae9 elementor-widget elementor-widget-template\" data-id=\"4356ae9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b1dddc elementor-widget elementor-widget-text-editor\" data-id=\"7b1dddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"wer-zahlt-den-schaden-an-meinen-persoenlichen-gegenstaenden-nach-einem-verkehrsunfall\" title=\"Who pays for the damage to my personal belongings after a road accident?\">Who pays for the damage to my personal belongings after a road accident?<\/h2>\n<p>In order to determine who pays for the damage, it is important to clarify who is at fault for the road accident.<\/p>\n<p>If you use the fairforce.one portal, you will receive a qualified initial assessment of the apportionment of blame within 24 hours of providing all the necessary data. A lawyer from our network of experts will assess the question of fault.<\/p>\n<p><strong>If you are not at fault for the accident, the other party's liability insurance will pay for the damage.<\/strong> The party responsible for the accident is obliged to restore your vehicle to the condition it was in before the accident occurred. This means that you are not only entitled to compensation for the repair of your vehicle, but also for your personal belongings such as glasses and smartphone and for any injury suffered.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40a4bea elementor-widget elementor-widget-template\" data-id=\"40a4bea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12160\" class=\"elementor elementor-12160\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef95f4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef95f4a\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b9d665\" data-id=\"1b9d665\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-220d30e elementor-widget elementor-widget-heading\" data-id=\"220d30e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want to maximise the payout after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6ca7a elementor-widget elementor-widget-text-editor\" data-id=\"1e6ca7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accident victims in your situation simply get the best support from fairforce.one.<\/p><p><strong>Depending on the cause of the accident, customers receive an average of \u20ac480<sup><a href=\"#footnotes\">2<\/a><\/sup> Additional payment<\/strong><\/p><p>Callback within 5 minutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af1822b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"af1822b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24check\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dca58a6 elementor-widget elementor-widget-text-editor\" data-id=\"dca58a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">If the accident was your own fault, your comprehensive insurance will apply. Be sure to read the general motoring conditions of your insurance contract. If certain items are excluded here, you will unfortunately be stuck with the costs of the damaged items.<\/span><\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0793a3e elementor-widget elementor-widget-text-editor\" data-id=\"0793a3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Tip<\/div><div class='ff1-notification-box__content'><p>You will find the General Motor Insurance Conditions (AKB) in your insurance contract. These typically list all items carried that are subject to insurance cover in the event of self-inflicted damage.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e9cff7 elementor-widget elementor-widget-text-editor\" data-id=\"4e9cff7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"was-ist-der-schnellste-weg-fuer-sie\" title=\"What is the quickest way for you?\">What is the quickest way for you?<\/h2>\n<p><span style=\"font-weight: 400;\">An accident happens in just a few seconds. It can often take several weeks to settle a claim after a road traffic accident. By law, the insurance company has 6 weeks to confirm its obligation to pay. Our fairforce.one network consists of claims settlement experts and supports you in all aspects of claims settlement. We follow up with the insurance company at short intervals and usually speed up the process considerably for you.<\/span><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><b>Your benefit: We take care of everything and minimise your expenses.<\/b><span style=\"font-weight: 400;\"> This gives you more time for the finer things in life. You can easily track the current status of your case via our proprietary customer information system (KIS). You can also view all important documents such as expert reports directly here. For you, this means \"no more thick files, no more searching\". All important documents are at your fingertips in seconds. <\/span><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3339990 elementor-widget elementor-widget-text-editor\" data-id=\"3339990\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"was-muss-ich-nun-tun\" title=\"What do I have to do now?\">What do I have to do now?<\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">You can report your accident to us directly in just 2 minutes <a href=\"https:\/\/fairforce.one\/en\/lp\/anspruchsrechner\/?utm_source=faire-regulierung&amp;utm_medium=ratgeber&amp;utm_content= &amp;utm_term=online\">online<\/a> or by telephone on the free service number 0800 - 30 111 60. We will contact you by telephone as soon as possible. We will then discuss the next steps with you.<\/span><br \/><!-- \/wp:shortcode --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86da41c elementor-widget elementor-widget-template\" data-id=\"86da41c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82e7172 elementor-widget elementor-widget-tc-faq\" data-id=\"82e7172\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tc-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <div class=\"tc__faq-container\">\n                    <h2 class=\"tc__faq-title\" id=\"faq-zur-kaputten-gegenstaenden-nach-unfall\" title=\"FAQ on broken items after an accident\">FAQ on broken items after an accident<\/h2>\n                    <div class=\"tc__faq-item-container\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n                        <div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"fuer-welche-gegenstaende-kann-ich-nach-einem-autounfall-schadenersatz-fordern\" title=\"What items can I claim compensation for after a car accident?\">What items can I claim compensation for after a car accident?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>In the event of a road accident that you did not cause yourself, all items that you are wearing or carrying are part of the compensation. This includes, for example, items such as glasses, wallet, clothing, smartphone, tablet and laptop.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/gegenstaende-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wann-zahlt-die-versicherung-kaputte-persoenliche-gegenstaende-nach-einem-verkehrsunfall\" title=\"When does the insurance company pay for broken personal items after a road accident?\">When does the insurance company pay for broken personal items after a road accident?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>The insurance will only pay out if the items were properly stowed or secured. If, for example, the expensive laptop was lying loose on the back seat, the insurance company will probably refuse to pay for the damage.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/gegenstaende-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"wer-bezahlt-meine-kaputte-brille-nach-einem-verkehrsunfall\" title=\"Who pays for my broken glasses after a road accident?\">Who pays for my broken glasses after a road accident?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If you have been involved in an accident through no fault of your own and your glasses have been damaged, for example, the motor vehicle liability insurance of the person responsible for the accident will pay for the damage. If you yourself are at fault for the accident, your comprehensive insurance may apply. Read the \"General motoring conditions\" of your policy to find out which items are insured.\u00a0<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/gegenstaende-unfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"mein-ist-smartphone-nach-einem-autounfall-defekt-wer-zahlt\" title=\"My smartphone is defective after a car accident, who pays? \">My smartphone is defective after a car accident, who pays? <\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If your smartphone is broken in an accident through no fault of your own, the motor vehicle liability insurance of the person responsible for the accident usually covers the costs of a repair or a replacement mobile phone. If you are at fault, your comprehensive insurance may apply.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/gegenstaende-unfall\/\">learn more<\/a><\/div><\/div><\/div>                    <\/div>\n                <\/div>\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Deutschland verzeichnet j\u00e4hrlich\u00a02,6 Millionen\u00a0von der Polizei erfasste Verkehrsunf\u00e4lle. Bei Unf\u00e4llen kann es auch passieren, dass nicht nur das Auto selbst Schaden nimmt, sondern auch pers\u00f6nliche Gegenst\u00e4nde wie Brille oder Smartphone kaputt gehen. Doch wer \u00fcbernimmt \u00fcberhaupt die Kosten f\u00fcr den Schaden? Das kl\u00e4ren wir f\u00fcr Sie auf. Erstattet die Versicherung kaputte Gegenst\u00e4nde nach einem Verkehrsunfall? [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14511,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"4202,12073,14203,2248,14460,8442","_relevanssi_noindex_reason":"","_lmt_disableupdate":"yes","_lmt_disable":"","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[8],"class_list":["post-14508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber","tag-anspruchsarten"],"acf":[],"modified_by":"thecase_cmueller","yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":1,"sum_votes":4},"_links":{"self":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/14508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/comments?post=14508"}],"version-history":[{"count":20,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/14508\/revisions"}],"predecessor-version":[{"id":14534,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/14508\/revisions\/14534"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media\/14511"}],"wp:attachment":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media?parent=14508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/categories?post=14508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/tags?post=14508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}