{"id":12655,"date":"2024-03-07T11:38:20","date_gmt":"2024-03-07T10:38:20","guid":{"rendered":"https:\/\/fairforce.one\/?p=12655"},"modified":"2024-03-07T11:37:35","modified_gmt":"2024-03-07T10:37:35","slug":"fahrradunfall","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/fahrradunfall\/","title":{"rendered":"Bicycle accident - important steps and compensation"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"12655\" class=\"elementor elementor-12655\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5f48deb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f48deb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-316e345\" data-id=\"316e345\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3770e2b elementor-widget elementor-widget-text-editor\" data-id=\"3770e2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Unfortunately, a bicycle accident often ends with injuries. The cyclist has no crumple zone. Added to this are inadequate cycle route infrastructure, excessive speed of other road users and confusing intersections.<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">In this guide, we explain what you need to bear in mind after a bicycle accident and how you can assert your claims for damages such as compensation for pain and suffering and loss of earnings.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef22c4c elementor-widget elementor-widget-text-editor\" data-id=\"ef22c4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>In brief<\/div><div class='ff1-notification-box__content'><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In principle, the same measures and steps must be taken after a bicycle accident as in the case of a car accident.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The police do not always have to be called in the event of a bicycle accident. However, they should be called in the event of injuries, serious damage or suspected alcohol or drug consumption.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The person who caused the accident - or their insurance company - must pay for the damage caused. Which insurance pays out depends on which vehicle the person who caused the accident was travelling in.<\/span><\/li>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">A claim for compensation for pain and suffering is more difficult to enforce in the case of minor scratches or minimal abrasions. For larger injuries at the latest, it is strongly recommended that these claims are asserted professionally.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">We at fairforce.one will be happy to help you with any questions you may have and will take care of your accident settlement 100% free of charge.<\/span><\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a51b45 elementor-widget elementor-widget-template\" data-id=\"7a51b45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7c6916 elementor-widget elementor-widget-text-editor\" data-id=\"e7c6916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"fahrradunfall-was-tun\" title=\"Bicycle accident - What to do?\">Bicycle accident - What to do?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">A cycling accident can happen quickly and is an absolutely exceptional situation for any cyclist. However, it is particularly important that you remain calm. Try to keep an overview and act calmly. <\/span><span style=\"font-weight: 400;\">react. Bicycle accidents often involve a car and the risk of injuries and fender benders is high.\u00a0<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">In principle, the same measures and steps must be taken after a bicycle accident as in the case of a car accident. In the event of a bicycle accident, the two offences of \"unauthorised removal from the scene of the accident\" (Section 142 of the German Criminal Code) and \"failure to render assistance\" (Section 323c of the German Criminal Code) are therefore always involved. If the cyclist was drunk with more than 1.6 per mille, his driving licence can also be revoked.<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">So what should be done after a bicycle accident with a car - and in what order?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8959f26 elementor-widget elementor-widget-text-editor\" data-id=\"8959f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 id=\"8-wichtige-schritte-nach-einem-fahrradunfall\" title=\"8 important steps after a bicycle accident\">8 important steps after a bicycle accident<\/h3>\n<p><!-- \/wp:heading --><!-- wp:list {\"ordered\":true} --><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The most important thing is to stay calm and organised. An accident is an unwanted challenge for your organisational skills.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">First secure the scene of the accident.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dial the emergency number 112 immediately.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Now provide first aid. If several people can help, split up: One person calls the emergency services. The other people provide first aid at the same time. If you are injured, treat yourself and then help the other people involved in the accident.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the emergency services are there or if there were no injuries, then look around for possible witnesses now.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exchange the most important personal details with the other party involved in the accident and take photos of the accident site and the damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If necessary, contact the police so that the accident can be recorded with a diary number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You should also always write an accident report and have any injuries certified by a doctor. We have explained exactly how you can best take the individual steps in <\/span><a href=\"https:\/\/fairforce.one\/ratgeber\/unfall-was-tun\/\"><span style=\"font-weight: 400;\">this guide article<\/span><\/a><span style=\"font-weight: 400;\"> summarised.<\/span><\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90a6fb6 elementor-widget elementor-widget-text-editor\" data-id=\"90a6fb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"fahrradunfall-wann-die-polizei-rufen\" title=\"Bicycle accident: When to call the police?\">Bicycle accident: When to call the police?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>The standard phrase of every lawyer gives the right answer here: \"It depends.\" By law, the police do not have to be called for every accident. In the case of minor damage, it often makes sense not to contact the authorities and save yourself the time and trouble.&nbsp;<\/p><p><b>In the event of major damage or personal injury, you should always contact the police.<\/b> As the person responsible for the accident, you are even obliged to do so. If you suspect that the other party involved in the accident was under the influence of alcohol or drugs, you should definitely report the accident to the police.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b7ff0e elementor-widget elementor-widget-text-editor\" data-id=\"0b7ff0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Our tip<\/div><div class='ff1-notification-box__content'><p><span style=\"font-weight: 400;\">If there is a dispute about how the accident happened or who was at fault, or if the other party refuses to provide their details, we advise you to call the police. The same applies if you feel pressurised or if you have the impression that the accident was provoked. If there is agreement on the cause of the accident and the question of fault and nobody was injured, it is usually sufficient to exchange personal details. <\/span><\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14f0d31 elementor-widget elementor-widget-text-editor\" data-id=\"14f0d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"fahrradunfall-diese-ansprueche-stehen-ihnen-zu\" title=\"Bicycle accident: You are entitled to these claims\">Bicycle accident: You are entitled to these claims<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">If you are the victim of an accident as a cyclist, you can claim compensation for damages, including for your damaged bike and compensation for pain and suffering in the event of injuries. In the event of serious injuries, your <\/span><a href=\"https:\/\/fairforce.one\/ratgeber\/heilbehandlungskosten-unfall\/\"><span style=\"font-weight: 400;\">Medical treatment costs<\/span><\/a><span style=\"font-weight: 400;\"> - e.g. doctor and physiotherapy - and to calculate and claim any loss of earnings for you. Last but not least, the position of the so-called <\/span><a href=\"https:\/\/fairforce.one\/ratgeber\/haushaltsfuehrungshilfe-unfall\/\"><span style=\"font-weight: 400;\">Household management damage<\/span><\/a><span style=\"font-weight: 400;\"> considerable reimbursement claims for you if you are restricted in your ability to run a normal household. Claims are made against the other party involved in the accident or against the driver's liability insurance. Claims may be made directly against the motor insurance company.\u00a0<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">However, it must first be clarified who is at fault. Then the question of liability can be determined. If you contact us <a href='\/en\/lp\/anspruchsrechner\/?utm_source=faire-regulierung.de&#038;utm_medium=ratgeber&#038;utm_content=&#038;utm_term=Jetzt%20Anspruch%20berechnen' title='here'>here<\/a><\/span><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">free of charge, our experts will give you a rough assessment of the liability issue within a very short time.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba11bd0 elementor-widget elementor-widget-template\" data-id=\"ba11bd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12160\" class=\"elementor elementor-12160\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ef95f4a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef95f4a\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b9d665\" data-id=\"1b9d665\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-220d30e elementor-widget elementor-widget-heading\" data-id=\"220d30e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want to maximise the payout after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6ca7a elementor-widget elementor-widget-text-editor\" data-id=\"1e6ca7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accident victims in your situation simply get the best support from fairforce.one.<\/p><p><strong>Depending on the cause of the accident, customers receive an average of \u20ac480<sup><a href=\"#footnotes\">2<\/a><\/sup> Additional payment<\/strong><\/p><p>Callback within 5 minutes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af1822b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"af1822b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24check\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now free of charge<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00431cc elementor-widget elementor-widget-text-editor\" data-id=\"00431cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"welche-versicherung-zahlt-bei-fahrradunfall-mit-auto\" title=\"Which insurance pays out in the event of a bicycle accident with a car?\">Which insurance pays out in the event of a bicycle accident with a car?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">If it is certain that you are not the person who caused the accident, the question remains as to which insurance company must now pay for your damages. As there is no explicit bicycle accident insurance, it depends on which vehicle the person who caused the accident was using. <b>Good to know<\/b>In the event of a bicycle accident, the car driver is very often held partially responsible. This is due to the so-called \"operating risk\" of the car. This includes the fact that cars are more dangerous than bicycles. However, if the cyclist behaves in a way that is grossly contrary to the rules of the road - for example, crossing the road at a red light - the cyclist is solely liable.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-346cef9 elementor-widget elementor-widget-text-editor\" data-id=\"346cef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>Important<\/div><div class='ff1-notification-box__content'><p><span style=\"font-weight: 400;\">In the event of a bicycle accident with a car, the motor vehicle insurance is responsible if the car driver is the cause of the accident. <\/span><span style=\"font-weight: 400;\">If a cyclist has caused injury to another cyclist, the personal liability insurance of the person responsible pays out. The same applies to accidents caused by pedestrians.<\/span> However, some providers now also offer special liability insurance for bicycles, which can also be helpful. This may even be mandatory, especially for eBikes and pedelecs.<\/p>\n<\/div><\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ab97fd elementor-widget elementor-widget-text-editor\" data-id=\"7ab97fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you caused the accident and were injured yourself, your own accident insurance is the right contact for your bodily injuries. You should therefore report the bicycle accident to the insurance company. If the accident occurred on the direct route to or from your place of work, as an employee you also regularly have claims against the statutory accident insurance.<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">If the person responsible for the accident is a pedestrian or cyclist and has not taken out liability insurance, they are liable with their private assets. Drivers in Germany, on the other hand, are obliged to take out motor vehicle liability insurance. <\/span><span style=\"font-weight: 400;\">In order for the insurance company to pay out, contact must be made with the opposing insurance company as quickly as possible. The insurance company must also be provided with all the necessary documents and information. We will be happy to help you with this.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab226ea elementor-widget elementor-widget-template\" data-id=\"ab226ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"12416\" class=\"elementor elementor-12416\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6337a82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6337a82\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9f1f9d1\" data-id=\"9f1f9d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4efa476 elementor-widget elementor-widget-heading\" data-id=\"4efa476\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Do you want to know what you are entitled to after your accident?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-399d25d elementor-widget elementor-widget-text-editor\" data-id=\"399d25d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Use the <strong>free of charge and without obligation<\/strong> Initial assessment of fairforce.one<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b90a4b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2b90a4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkneutral\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-676515b5 elementor-widget elementor-widget-text-editor\" data-id=\"676515b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 id=\"ausnahme-fahrradunfall-auf-dem-weg-zur-arbeit\" title=\"Exception: bicycle accident on the way to work\">Exception: bicycle accident on the way to work<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">A cycling accident on the way to work is a so-called \"commuting accident\". This must also be reported to the statutory accident insurance. This is often reported via the employer.<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3 id=\"fahrradunfall-unter-alkoholeinfluss\" title=\"Bicycle accident under the influence of alcohol\">Bicycle accident under the influence of alcohol<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>If you cause a cycling accident while under the influence of alcohol, you run the risk of the insurance company reducing or even cancelling your benefits. Your driving licence may also be revoked.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3><strong>Cycling accident in the wrong direction<\/strong><\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">If you are cycling on the wrong side of the road, you may be partly to blame.<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3 id=\"fahrradunfall-mit-kopfhoerern\" title=\"Cycling accident with headphones\">Cycling accident with headphones<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>If a bicycle accident occurs because the music was too loud and you could not hear properly, it is possible that both accident and personal liability insurance companies will significantly reduce their claims payments.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><\/p>\n<h3 id=\"fahrradunfall-ohne-helm\" title=\"Bicycle accident without helmet\">Bicycle accident without helmet<\/h3>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>A bicycle accident without a helmet has no influence on the insurance payment. However, it is advisable to wear a helmet for safety reasons alone. An exception applies to racing cyclists.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 id=\"schmerzensgeld-nach-fahrradunfall\" title=\"Compensation for pain and suffering after a bicycle accident\">Compensation for pain and suffering after a bicycle accident<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p>Whether or not you as the injured party receive compensation for pain and suffering depends largely on the severity of the damage you have suffered. If the injuries are serious and not minor scratches or minimal abrasions, it is advisable to claim compensation for pain and suffering. Our traffic law specialists can assert your possible claims against the opposing insurance company. However, it is important for the claims settlement that you consult a doctor in the event of injuries and have the injuries documented. We also recommend that you take photos of the injuries.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed7a798 elementor-widget elementor-widget-text-editor\" data-id=\"ed7a798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><!-- wp:paragraph --><!-- \/wp:list --><!-- wp:heading --><!-- \/wp:paragraph --><!-- wp:shortcode --><!-- \/wp:shortcode --><!-- wp:heading --><!-- \/wp:shortcode --><!-- wp:heading --><!-- \/wp:paragraph --><!-- wp:shortcode --><!-- \/wp:shortcode --><!-- wp:paragraph --><!-- \/wp:paragraph --><!-- wp:heading {\"level\":3} --><!-- \/wp:paragraph --><!-- wp:heading --><\/p>\n<h2 id=\"so-gehen-sie-nach-einem-fahrradunfall-vor\" title=\"What to do after a bicycle accident\">What to do after a bicycle accident<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">Have you been involved in a bicycle accident and you are not at fault or are not sure? We can help you. Our network of specialists will support you competently and personally and take care of the entire claims process for you.\u00a0<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">The tried and tested process at a glance:<\/span><\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You report the accident to us risk-free and free of charge by telephone on 0800 30 111 60 or even faster <a href='\/en\/lp\/anspruchsrechner\/?utm_source=faire-regulierung.de&#038;utm_medium=ratgeber&#038;utm_content=&#038;utm_term=Jetzt%20Anspruch%20berechnen' title='here online'>here online<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Our competent team will examine your case immediately and explain the appropriate next steps for you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The claims settlement is initiated and you no longer have to bother with tedious paperwork.\u00a0<\/span><\/li>\n<\/ul>\n<p><!-- \/wp:list --><!-- wp:paragraph --><\/p>\n<p><span style=\"font-weight: 400;\">The licensed specialists from the fairforce.one network take care of the tasks involved and deal with your claims for damages, with absolute expertise and without risk to you.<\/span><\/p>\n<p><!-- \/wp:shortcode --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b953c6 elementor-widget elementor-widget-template\" data-id=\"0b953c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"12420\" class=\"elementor elementor-12420\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9114e53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9114e53\" data-element_type=\"section\" data-e-type=\"section\" data-nosnippet=\"true\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89b6643\" data-id=\"89b6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-008b329 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"008b329\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=cta24checkbutton\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fad fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Check claims now without obligation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6648e5 elementor-widget elementor-widget-tc-faq\" data-id=\"e6648e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tc-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n                <div class=\"tc__faq-container\">\n                    <h2 class=\"tc__faq-title\" id=\"faq-zu-wichtigen-schritten-nach-fahrradunfall\" title=\"FAQ on important steps after a bicycle accident\">FAQ on important steps after a bicycle accident<\/h2>\n                    <div class=\"tc__faq-item-container\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n                        <div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"unfall-mit-fahrrad-und-auto-wer-zahlt\" title=\"Accident involving bicycle and car - who pays?\">Accident involving bicycle and car - who pays?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>After an accident with your bike for which you are not at fault, the other party's insurance will pay. In the event of a bicycle accident with a car, for example, this is the motor vehicle liability insurance.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahrradunfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"radfahrer-verursacht-unfall-wer-zahlt\" title=\"Cyclist causes accident - who pays?\">Cyclist causes accident - who pays?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If the cyclist is at fault for the accident, their private liability insurance will step in and settle the damage to the other party's vehicle as well as any other damage.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahrradunfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"mit-fahrrad-auto-beschaedigt-wer-zahlt\" title=\"Car damaged by bicycle - who pays?\">Car damaged by bicycle - who pays?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If you have damaged a car with your bike through your own fault, your private liability insurance is responsible for settling the claim. Under certain circumstances, the car driver may also be partially at fault.<\/p>\n<p>Also be careful when you leave the scene of the accident so as not to commit a hit-and-run offence.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahrradunfall\/\">learn more<\/a><\/div><\/div><\/div><div class=\"tc__faq-item\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 class=\"tc__faq-item-title\" itemprop=\"name\" id=\"ist-ein-fahrrad-in-der-haftpflichtversicherung-versichert\" title=\"Is a bicycle covered by liability insurance?\">Is a bicycle covered by liability insurance?<\/h3><div class=\"tc__faq-item-desc\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Is a bicycle covered by liability insurance? - Many cyclists ask this question at the latest when an accident has happened. In a nutshell: <em>As a rule<\/em> damage that you cause with your bike is included in your private liability insurance. For some types of bike, such as certain e-bikes and pedelecs, you even need to take out appropriate liability insurance.<\/p><a style=\"display: none;\" href=\"https:\/\/fairforce.one\/en\/ratgeber\/fahrradunfall\/\">learn more<\/a><\/div><\/div><\/div>                    <\/div>\n                <\/div>\n                \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Ein Fahrradunfall endet leider h\u00e4ufig mit Verletzungen. Der Radfahrer hat keine Knautschzone. Hinzu kommen mangelhafte Fahrradstrecken-Infrastruktur, zu hohe Geschwindigkeit anderer Verkehrsteilnehmer oder auch un\u00fcbersichtliche Kreuzungsbereiche. Wir erkl\u00e4ren Ihnen in diesem Ratgeber, was nach einem Fahrradunfall unbedingt zu beachten ist und wie Sie Ihre Schadensanspr\u00fcche wie Schmerzensgeld und Verdienstausfall geltend machen k\u00f6nnen. Fahrradunfall &#8211; Was tun? [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":12896,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"4985,5975,2248,4252,12394,12514","_relevanssi_noindex_reason":"","_lmt_disableupdate":"yes","_lmt_disable":"no","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[8],"class_list":["post-12655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber","tag-anspruchsarten"],"acf":[],"modified_by":"thecase_cmueller","yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":1,"sum_votes":5},"_links":{"self":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/12655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/comments?post=12655"}],"version-history":[{"count":16,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/12655\/revisions"}],"predecessor-version":[{"id":12886,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/12655\/revisions\/12886"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media\/12896"}],"wp:attachment":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media?parent=12655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/categories?post=12655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/tags?post=12655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}