{"id":10109,"date":"2022-09-08T09:30:00","date_gmt":"2022-09-08T07:30:00","guid":{"rendered":"https:\/\/fairforce.one\/?p=10109"},"modified":"2022-09-08T09:37:58","modified_gmt":"2022-09-08T07:37:58","slug":"fahrgemeinschaften-schule-haftung-mitfahrende","status":"publish","type":"post","link":"https:\/\/fairforce.one\/en\/ratgeber\/fahrgemeinschaften-schule-haftung-mitfahrende\/","title":{"rendered":"Carpooling to school - Part II: Your child as a passenger"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"10109\" class=\"elementor elementor-10109\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20f16f1a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20f16f1a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1accdd2\" data-id=\"1accdd2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13bd7c3d elementor-widget elementor-widget-text-editor\" data-id=\"13bd7c3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p>In the <a href=\"https:\/\/fairforce.one\/ratgeber\/fahrgemeinschaften-schule-haftung-als-fahrer\/\" target=\"_blank\" rel=\"noopener\">first part<\/a> In the first part of this series of articles, we explained what parents need to bear in mind when taking other children to school in a carpool. In the second part, we will now look at what applies to pupils who are carpoolers. The principle remains the same: Only the direct journey to school counts as a commuting accident.<\/p>\n<p><div class='ff1-notification-box'><div class='ff1-notification-box__title'>In brief<\/div><div class='ff1-notification-box__content'><ul>\n<li>\n<p>The journey to school is generally insured. If something happens, it is considered a commuting accident.<\/p>\n<\/li>\n<li>\n<p>Carpooling - whether with your own or someone else's vehicle - is included. The statutory accident insurance must pay.<\/p>\n<\/li>\n<li>\n<p>The accident must be reported by the school to the accident insurance fund as soon as possible.<\/p>\n<\/li>\n<li>\n<p>In the event of injuries, it is important to visit a general practitioner.<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/p>\n<h2 class=\"wp-block-heading\" id=\"was-ist-bei-einem-schulwegunfall-versichert\" title=\"What is insured in the event of an accident on the way to school?\">What is insured in the event of an accident on the way to school?<\/h2>\n<p><\/p>\n<p>The consequences of an accident on the way to school are covered. In addition to medical costs, this also includes long-term health damage. In principle, there is an unlimited entitlement to comprehensive treatment; in the event of a reduction in earning capacity, children also have a\u00a0<a href=\"https:\/\/www.bmas.de\/DE\/Themen\/Rente\/Gesetzliche-Rentenversicherung\/erwerbsminderungsrente.html\" target=\"_blank\" rel=\"noopener\">Pension entitlement<\/a>. Accident insurance also grants subsidies for any necessary house or flat remodelling, for example. In addition, the costs of bedside teaching are covered if necessary. In general, accident insurance does not pay compensation for pain and suffering. This is only paid if the schoolchild has been hit by a car or a fellow pupil has deliberately injured the child.<\/p>\n<p><\/p>\n<p><strong>Note<\/strong>Report even minor accidents, as the insurance also covers consequential damage. This means that complications can occur later that were not recognisable at first.<\/p>\n<p><\/p>\n<h2 class=\"p1 wp-block-heading\" id=\"welche-regelungen-gelten-fuer-fahrgemeinschaften-bei-denen-ihr-kind-mitfaehrt\" title=\"What rules apply to car pools in which your child is travelling?\">What rules apply to car pools in which your child is travelling?<\/h2>\n<p><\/p>\n<p class=\"p1\">Carpooling on the way to school is covered by statutory accident insurance. This applies in particular to carpooling pupils and also if the carpoolers attend different schools.<\/p>\n<p><\/p>\n<p><strong>Example:<\/strong> Her daughter attends the grammar school in the next larger town. The neighbour's son also attends this school. Your neighbour takes your daughter to school every day, but takes her younger sibling to primary school in her home town on the way. The entire journey to school is covered by statutory accident insurance.<\/p>\n<p><\/p>\n<p>In the event of an accident, the liability insurance of the person responsible for the accident must pay for damages - both for vehicle damage and personal injury. In the event of an <a href=\"https:\/\/fairforce.one\/ratgeber\/wegeunfall-melden\/\" target=\"_blank\" rel=\"noopener\">Road accident<\/a>The statutory accident insurance can be claimed in the event of an accident on the way to school.<\/p>\n<p><\/p>\n<div data-elementor-type=\"section\" data-elementor-id=\"6347\" class=\"elementor elementor-6347\" data-elementor-post-type=\"elementor_library\">\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-47d5e0f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"47d5e0f\" data-element_type=\"section\" data-e-type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80d4296\" data-id=\"80d4296\" data-element_type=\"column\" data-e-type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-6db0229 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6db0229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=fairforce.one&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=Verkehrsunfall%20melden\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Report a road accident<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p>\n<p>\n<\/p>\n<h2 id=\"2\" class=\"p1 wp-block-heading\">Which of your child's journeys are insured?<\/h2>\n<p><\/p>\n<p>In general, pupils are insured on routes that are suitable for reaching school or home as quickly and safely as possible. This does not generally mean the shortest route, but the direct route to or from the school facility.<\/p>\n<p><\/p>\n<p>For example, it is not necessary for there to be a central meeting point or for the members of the carpool to attend the same school. Detours caused by picking up pupils from their homes are also generally covered by statutory accident insurance.<\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\" id=\"was-gilt-bei-umwegen\" title=\"What applies to detours?\">What applies to detours?<\/h3>\n<p><\/p>\n<p>However, there are also exceptions: As soon as your child leaves the school route and takes a diversion, the protection of the statutory accident insurance expires. In this specific case, the intention behind the diversions is decisive.<\/p>\n<p><\/p>\n<p><strong>One example:<\/strong> If another child is picked up from home on the way to school, this diversions is covered by statutory accident insurance. A stopover at the supermarket for private reasons is not. This also applies to pupils travelling on foot or by bike - a detour to the shops is not insured.<\/p>\n<p><\/p>\n<h3 class=\"wp-block-heading\" id=\"welche-ausnahmen-gibt-es\" title=\"What are the exceptions?\">What are the exceptions?<\/h3>\n<p><\/p>\n<p>In the following overview you can see which detours are covered by statutory accident insurance and when the insurance cover for pupils in car pools no longer applies:<\/p>\n<p><\/p>\n<figure class=\"wp-block-table\">\n<table>\n<tbody>\n<tr>\n<td><strong>Detours that are covered by statutory accident insurance<\/strong><\/td>\n<td><strong>Detours that are not covered by statutory accident insurance<\/strong><\/td>\n<\/tr>\n<tr>\n<td>- Collection of other passengers<br \/>- Visits to various schools<br \/>- Diversions<br \/>- Traffic congestion or better transport connections<\/td>\n<td>- for private reasons, such as shopping<br \/>- for interruptions of more than two hours<br \/>- Accidents in residential buildings<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<figcaption>Which detours are insured?<\/figcaption>\n<\/figure>\n<p><\/p>\n<h2 class=\"wp-block-heading\" id=\"ist-ein-schulwegunfall-meldepflichtig\" title=\"Is an accident on the way to school reportable?\">Is an accident on the way to school reportable?<\/h2>\n<p><\/p>\n<p>Any accident that requires medical treatment must be reported in the\u00a0<a href=\"https:\/\/www.dguv.de\/de\/versicherung\/versicherte_personen\/kinder\/schueler\/index.jsp\" target=\"_blank\" rel=\"noopener\">Student accident insurance<\/a>\u00a0must be reported. The school is responsible for this notification. It is therefore essential that you inform the school in the event of an accident travelling to or from the educational institution. The accident report must be written promptly and sent to the responsible\u00a0<a href=\"https:\/\/www.dguv.de\/de\/bg-uk-lv\/index.jsp\" target=\"_blank\" rel=\"noopener\">Accident insurance<\/a>\u00a0be sent. The course of the accident must be described and witnesses will also be asked for.\u00a0<\/p>\n<p><\/p>\n<p><strong>Note<\/strong>Pupil accident insurance is usually free of charge for parents, as it is paid for by the public purse.<\/p>\n<p><\/p>\n<h2 class=\"wp-block-heading\" id=\"checkliste-fuer-eltern\" title=\"Checklist for parents\">Checklist for parents<\/h2>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li><strong>Parents<\/strong>: With the child to the\u00a0<a href=\"https:\/\/www.dguv.de\/de\/ihr_partner\/arbeitnehmer\/arbeitsunfall\/index.jsp\" target=\"_blank\" rel=\"noopener\">Ongoing doctor<\/a>\u00a0go and say that it was an accident on the way to school<\/li>\n<li><strong>School<\/strong>: Write an accident report and send it to the accident insurance company<\/li>\n<li><strong>Both<\/strong>Clarify questions about the accident, e.g. parties involved, witnesses, duty of supervision<\/li>\n<\/ul>\n<p><\/p>\n<h2 class=\"wp-block-heading\" id=\"einfache-schritte-zur-fairen-schadensregulierung\" title=\"Simple steps to fair claims settlement\u00a0\">Simple steps to fair claims settlement\u00a0<\/h2>\n<p><\/p>\n<p>Has an accident happened on the way to school? With fairforce.one you are on the safe side! The best thing about it: If you are involved in an accident through no fault of your own, you won't pay a cent for our service. Billing is simple and direct with the other party or their car insurance company.<\/p>\n<p>The tried and tested process at a glance:<\/p>\n<p><\/p>\n<p>You report the accident to us risk-free and free of charge by telephone at\u00a0<a title=\"Call +498003011160 via 3CX\" href=\"\/en\/+498003011160\/\" target=\"_blank\" rel=\"noopener\">0800 - 30 111 60<\/a>\u00a0or even faster\u00a0<a href=\"https:\/\/fairforce.one\/en\/lp\/anspruchsrechner\/\" target=\"_blank\" rel=\"noopener\">here online<\/a>.<\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li>Our experienced specialists will examine your case immediately and discuss with you personally the appropriate next steps.<\/li>\n<li>With the help of our innovative software, your claims are calculated correctly and displayed on your smartphone.<\/li>\n<li>The best possible claims settlement will be initiated for you and pursued until full payment is made.<\/li>\n<\/ul>\n<p>We can't undo your accident. But we will make the best of it for you, we promise!<\/p>\n<p><\/p>\n<p>\n<div data-elementor-type=\"section\" data-elementor-id=\"6343\" class=\"elementor elementor-6343\" data-elementor-post-type=\"elementor_library\">\n<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a400091 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a400091\" data-element_type=\"section\" data-e-type=\"section\">\n<div class=\"elementor-container elementor-column-gap-default\">\n<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9f917b\" data-id=\"f9f917b\" data-element_type=\"column\" data-e-type=\"column\">\n<div class=\"elementor-widget-wrap elementor-element-populated\">\n<div class=\"elementor-element elementor-element-e8ec8f6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e8ec8f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n<div class=\"elementor-widget-container\">\n<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/lp\/anspruchsrechner\/?utm_source=faire-regulierung.de&#038;utm_medium=ratgeber&#038;utm_content=%%postTitle%%&#038;utm_term=Jetzt%20Anspruch%20berechnen\"><br \/>\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\"><br \/>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Calculate your claim now!<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p>\n<p>\n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Im ersten Teil dieser Beitragsreihe haben wir erkl\u00e4rt, was Eltern beachten m\u00fcssen, wenn Sie andere Kinder bei einer Fahrgemeinschaft in die Schule mitnehmen. Im zweiten Teil soll es nun darum gehen, was f\u00fcr Sch\u00fcler gilt, die Mitfahrer sind. Der Grundsatz bleibt bestehen: Nur der direkte Weg zur Schule gilt als Wegeunfall. Was ist bei einem [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10083,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"2856,2170,5958,5975,5328,2784","_relevanssi_noindex_reason":"","_lmt_disableupdate":"no","_lmt_disable":"no","yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[9],"tags":[8],"class_list":["post-10109","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ratgeber","tag-anspruchsarten"],"acf":[],"modified_by":null,"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/10109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/comments?post=10109"}],"version-history":[{"count":14,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/10109\/revisions"}],"predecessor-version":[{"id":10210,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/posts\/10109\/revisions\/10210"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media\/10083"}],"wp:attachment":[{"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/media?parent=10109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/categories?post=10109"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fairforce.one\/en\/wp-json\/wp\/v2\/tags?post=10109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}